CCertihomes
240 Cards Pond, South Kingstown, RI 02879

$259,000

1 beds 1 baths 364 sqft Built 1939Active

About this home

Fantastic opportunity to own a cottage just steps away from the beach!!! Located in the exclusive Roy Carpenter's Beach, this seasonal community is an idyllic summer oasis and fun-filled environment. Enjoy concerts, fireworks, games and lots of other festivities right in your backyard! Walk to nearby groceries, ice cream, Matunuck Oyster Bar, Ocean Mist, Theater By The Sea and easy access to Rt. 1. Mini-split for heat and cooling makes all the difference! Residency is May-October, with daytime access year round. The land is leased and no rentals are permitted to ensure a close-knit community.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$2,803/mo

Real estate (PITI + HOA + PMI)
$2,859
Principal + interest$1,668
Property tax + insurance$719
HOA$375
PMI / 2nd mortgage$97
Utilities
$424
Heating + cooling$84
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$134
Car insurance + maintenance$134
Other (entertainment)
$140
$2,803/mo TLC
Budget$5,000/mo
Remaining after TLC$2,197/mo
Purchase price
$259,000
Down payment
$12,950 (5%)
Loan amount
$246,050
APR
7.19%

Quick facts

Type
Residential
Style
Cottage
Year built
1939
Lot size
Stories
0
Heating
Electric, Forced Air
Cooling
Wall Unit(s)
Water
Well
HOA
$4,500 / Annually
Annual tax
$1,182
MLS #
1357827
County
Washington

At a glance

Basement
Waterfront

Home features

Appliances
Electric Water HeaterRefrigerator
Interior
Walls: WoodPlumbing: MixedInsulation: None
Exterior
Porch
Parking
No Garage
Fireplace
None
Flooring
Plywood
Sewer
None

Neighborhood — 02879

MetricThis ZIPCountyUSA
Population19,4401,095,423299,088,112
Population Change Since199025.00%9.00%20.00%
Population Density446994
Male9,384529,266147,432,321
Female10,057566,157151,655,844
Never Married4,290266,40463,775,926
Married8,694435,678123,120,365
Separated44343,64212,639,686
Widowed1,16066,66815,467,586
Divorced1,58083,84323,075,029
Number Of House Hold7,141410,399111,826,380
Average House Hold Size2.692.562.60
Medial Age41.0537.2735.46
Median House Hold Income$62,532$47,553$48,276
Average House Hold Income$83,621$61,609$63,629
P C I$30,999$23,965$24,529
M D I$51,687$40,634$41,133
A T H E$62,178$49,940$50,898
S T R7.00%7.00%
W C J80.62%78.02%77.74%
(Zip) Code
2879

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 4/29/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

240 Cards Pond · South Kingstown — $259,000 · Certihomes