CCertihomes
175 Lathrop St., South Hadley, MA 01075

$399,000

3 beds 2 baths 1,386 sqft Built 195019 days on marketActive

About this home

Larger than it seems dormered cape on sprawling 1.33 acres with updates and amenities galore, including brand new heat pump heating and air conditioning, 200 amp electric, gas water heater 2021, and fresh paint. The big sunny kitchen is the heart of the home and features stainless appliances and ample counter space and opens to the spacious dining room with french doors out to the deck and yard. The front-to-back living room has stone fireplace and another set of french doors to the 20x12’ sunroom. Also on the main level are a first-floor bedroom or office and full bath. Upstairs are 2 good-size bedrooms and another full bath, with recently updated tub and surround. The newly fenced-in yard makes gardening, play, and pets a breeze with more possibilities in the acreage beyond.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,917/mo

Real estate (PITI + HOA + PMI)
$3,601
Principal + interest$2,573
Property tax + insurance$878
PMI / 2nd mortgage$150
Utilities
$485
Heating + cooling$81
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$157
$3,917/mo TLC
Budget$5,000/mo
Remaining after TLC$1,083/mo
Purchase price
$399,000
Down payment
$19,950 (5%)
Loan amount
$379,050
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cape
Year built
1950
Lot size
1.33 ac
Stories
0
Heating
Air Source Heat Pumps (ASHP), Ductless
Cooling
Central Air, Air Source Heat Pumps (ASHP), Ductless
Water
Public
HOA
Annual tax
$5,566
MLS #
73230069
County
Hampshire

At a glance

Air conditioning
Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
Electric Water HeaterRangeDishwasherRefrigerator
Interior
Sun Room
Exterior
Porch - EnclosedDeckRain GuttersFenced Yard
Parking
UnderGarage Door Opener
Fireplace
Living Room
Kitchen
Flooring - VinylBreakfast Bar / NookStainless Steel Appliances
Flooring
Laminate
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01075

MetricThis ZIPCountyUSA
Population19,2116,444,931299,088,112
Population Change Since19905.00%7.00%20.00%
Population Density1,049786
Male8,2013,127,134147,432,321
Female11,0093,317,797151,655,844
Never Married4,7761,612,88563,775,926
Married8,2802,586,314123,120,365
Separated648247,85712,639,686
Widowed1,289363,59415,467,586
Divorced1,568436,88823,075,029
Number Of House Hold6,0662,431,591111,826,380
Average House Hold Size2.882.562.60
Medial Age39.5137.2535.46
Median House Hold Income$53,630$57,698$48,276
Average House Hold Income$64,934$75,023$63,629
P C I$21,016$29,196$24,529
M D I$45,138$48,105$41,133
A T H E$52,242$57,083$50,898
S T R5.00%5.00%
W C J81.82%81.38%77.74%
(Zip) Code
1075

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 4/29/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.