CCertihomes
616 E Main Street, Cobleskill, NY 12043

$249,900

4 beds 2 baths 2,542 sqft Built 1850125 days on marketActive

About this home

***Huge $30, 000 Price Improvement*** Welcome to 616 East Main St, Cobleskill, NY, 12043. This elegant single-family home on 0.30 acres offers four bedrooms, one full bathroom, and one half bathroom. Inside, admire the exquisite woodwork, including the striking banister in the foyer. The kitchen and dining area are equipped with stainless steel appliances and a butler pantry for ample storage. Enjoy the three-story barn/garage with a workshop, perfect for various hobbies. Relax on the front porch or dine outdoors on the back porch, taking in the serene Schoharie County surroundings. Local attractions include cafes, boutiques, and parks, with Albany just a 45-minute drive, providing urban conveniences and cultural experiences. Cooperstown is 30 minutes away, and the George Washington Bridge is just over 2.5 hours and offers easy access to New York City. This property is a perfect blend of charm, convenience, and quality living in a picturesque setting. Schedule your showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,383/mo

Real estate (PITI + HOA + PMI)
$2,590
Principal + interest$1,603
Property tax + insurance$893
PMI / 2nd mortgage$94
Utilities
$1,591
Heating + cooling$646
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,383/mo TLC
Budget$5,000/mo
Remaining after TLC$1,617/mo
Purchase price
$249,900
Down payment
$12,495 (5%)
Loan amount
$237,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Victorian
Year built
1850
Lot size
0.3 ac
Stories
2
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$6,744
MLS #
R1534565
County
Schoharie

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerElectricWaterHeaterGasOvenGasRangeRefrigeratorWasher
Interior
SeparateFormalDiningRoomEntranceFoyerWalkInPantry
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Slate, Tile
Sewer
Connected

Lot features

Other, SeeRemarks

Neighborhood — 12043

MetricThis ZIPCountyUSA
Population6,53719,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density115395
Male3,2029,381,926147,432,321
Female3,3359,969,168151,655,844
Never Married1,9504,946,39163,775,926
Married2,1817,166,701123,120,365
Separated5321,159,67312,639,686
Widowed6681,110,24515,467,586
Divorced4321,210,44823,075,029
Number Of House Hold2,0967,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age30.1436.5335.46
Median House Hold Income$37,235$49,847$48,276
Average House Hold Income$52,240$70,032$63,629
P C I$19,106$26,569$24,529
M D I$32,693$42,210$41,133
A T H E$44,962$54,185$50,898
S T R8.00%4.00%
W C J81.32%81.55%77.74%
(Zip) Code
12043

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 4/29/2024. Provided courtesy of Charlotteville Realty via Buffalo MLS. Information deemed reliable but not guaranteed.