CCertihomes
3 HAZARD, Pawtucket, RI 02860

$649,900

8 beds 3 baths Built 1914Active

About this home

A Prime Investment Opportunity for Investors and Owner occupants! Immaculate 3-family gem with recent update to the 3rd floor with new flooring and fresh paint. Hardwoods and ceramic tile floors! High ceilings! Separate utilities per floor. Each unit boasts spacious living. Set on an oversized a fenced yard, with an extra lot. Detached garage, and off-street parking. Residents enjoy easy access to local amenities! Solar panels installed in 2023 - contract to convey. First and second floor to be vacant. Third floor tenant will remain. Property is in eligible community lending area and may qualify for the Home Opportunity program with rates estimated 2% lower than current conventional rates and no mortgage insurance due to 2 loans transactions both at 30 year mortgages for those who qualify.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$6,958/mo

Real estate (PITI + HOA + PMI)
$5,730
Principal + interest$4,187
Property tax + insurance$1,299
PMI / 2nd mortgage$244
Utilities
$2,472
Heating + cooling$1,083
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$141
Car insurance + maintenance$141
Other (entertainment)
$140
$6,958/mo TLC
Budget$7,458/mo
Remaining after TLC$500/mo
Purchase price
$649,900
Down payment
$32,495 (5%)
Loan amount
$617,405
APR
7.19%

Quick facts

Type
Rental
Style
Year built
1914
Lot size
0.2044 ac
Stories
3
Heating
Natural Gas, Baseboard
Cooling
None
Water
Connected
HOA
Annual tax
$6,108
MLS #
1358093
County
Providence

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
Gas Water HeaterDishwasherOven/RangeRefrigerator
Interior
Attic StairsWalls: PlasterInsulation: Unknown
Parking
Detached
Fireplace
None
Flooring
Hardwood
Sewer
Connected

Lot features

Fenced

Neighborhood — 02860

MetricThis ZIPCountyUSA
Population48,4181,095,423299,088,112
Population Change Since19904.00%9.00%20.00%
Population Density9,360994
Male23,314529,266147,432,321
Female25,104566,157151,655,844
Never Married13,665266,40463,775,926
Married14,369435,678123,120,365
Separated2,83843,64212,639,686
Widowed2,76966,66815,467,586
Divorced4,27383,84323,075,029
Number Of House Hold19,587410,399111,826,380
Average House Hold Size2.442.562.60
Medial Age32.7937.2735.46
Median House Hold Income$28,588$47,553$48,276
Average House Hold Income$40,233$61,609$63,629
P C I$16,660$23,965$24,529
M D I$25,843$40,634$41,133
A T H E$37,887$49,940$50,898
S T R7.00%7.00%
W C J72.08%78.02%77.74%
(Zip) Code
2860

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
RI & State Wide MLS

Listing information last refreshed 5/1/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

3 HAZARD · Pawtucket — $649,900 · Certihomes