CCertihomes
32 Ledge Ave, Spencer, MA 01562

$349,900

2 beds 1 baths 864 sqft Built 19554 days on marketActive

About this home

Nestled on the shores of the fully recreational Sugden Reservoir, this adorable 2 bed / 1 bath, year round bungalow is waiting for you to bring it back to life to become your very own lake side retreat! Whether you're searching for a weekend getaway, a full-time residence, or an investment property, this charming retreat has something for everyone. Offering the perfect blend of natural beauty and potential, this lakeside cottage is an opportunity not to be missed. With two additional lots included, there is plenty of room to enjoy all the out door activities on land - whether BBQ with loved ones or a place for the fur baby to run around, its like being on vacation all year!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,433/mo

Real estate (PITI + HOA + PMI)
$3,154
Principal + interest$2,256
Property tax + insurance$767
PMI / 2nd mortgage$131
Utilities
$421
Heating + cooling$65
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$125
$3,433/mo TLC
Budget$5,000/mo
Remaining after TLC$1,567/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Bungalow
Year built
1955
Lot size
0.26 ac
Stories
0
Heating
Forced Air, Oil
Cooling
None
Water
Private
HOA
Annual tax
$5,027
MLS #
73231553
County
Worcester

At a glance

Basement
Waterfront

Home features

Appliances
Range
Exterior
Deck
Flooring
Vinyl, Carpet
Sewer
Private Sewer

Neighborhood — 01562

MetricThis ZIPCountyUSA
Population11,1696,444,931299,088,112
Population Change Since19905.00%7.00%20.00%
Population Density329786
Male5,5433,127,134147,432,321
Female5,6263,317,797151,655,844
Never Married2,4311,612,88563,775,926
Married4,7742,586,314123,120,365
Separated229247,85712,639,686
Widowed637363,59415,467,586
Divorced1,042436,88823,075,029
Number Of House Hold4,3822,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.1537.2535.46
Median House Hold Income$51,099$57,698$48,276
Average House Hold Income$57,999$75,023$63,629
P C I$22,756$29,196$24,529
M D I$43,149$48,105$41,133
A T H E$48,279$57,083$50,898
S T R5.00%5.00%
W C J78.82%81.38%77.74%
(Zip) Code
1562

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/1/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

32 Ledge Ave · Spencer — $349,900 · Certihomes