CCertihomes
55 Derby St. #55-1, Somerville, MA 02145

$1,175,000

4 beds 4 baths 2,375 sqft Built 20234 days on marketActive

About this home

Welcome to 55 Derby Street, Unit 1. This exquisite duplex features sleek white oak floors, striking black-framed windows that provide abundant natural light, and a quartz-encased fireplace that adds warmth and elegance to the modern living space. The designer kitchen boasts top-of-the-line appliances and an expansive quartz island with waterfall edge. Adjacent to the kitchen, a charming dining area leads to a private deck for outdoor relaxation and a lush, grass backyard that is entirely fenced in. Downstairs, the primary bedroom suite features a spacious walk-in closet and luxurious double vanity bath, as well as two other generous bedrooms, each with en-suite bath. Located mere minutes from major dining, shopping, and entertainment options at Assembly Row, 55 Derby offers unparalleled convenience with easy access to I-93 and the Green/Orange line. Two tandem off-street parking spaces are included.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$7,910/mo

Real estate (PITI + HOA + PMI)
$8,142
Principal + interest$5,329
Property tax + insurance$2,072
HOA$300
PMI / 2nd mortgage$441
Utilities
$605
Heating + cooling$166
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$128
Car insurance + maintenance$128
Other (entertainment)
$157
$7,910/mo TLC
Budget$8,410/mo
Remaining after TLC$500/mo
Purchase price
$1,175,000
Down payment
$58,750 (5%)
Loan amount
$1,116,250
APR
4%

Quick facts

Type
Condominium
Style
Year built
2023
Lot size
Stories
2
Heating
Central
Cooling
Central Air
Water
Public
HOA
$300 / Monthly
Annual tax
$7,500
MLS #
73231602
County
Middlesex

At a glance

Air conditioning
Fireplace
Basement
Dishwasher

Home features

Appliances
RangeOvenDishwasherDisposalMicrowaveRefrigeratorFreezer
Exterior
DeckPatioFenced Yard
Community
Public TransportationShoppingParkWalk/Jog TrailsMedical FacilityLaundromatHighway AccessT-Station
Parking
Off StreetTandemDeeded
Flooring
Wood, Tile, Engineered Hardwood
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 02145

MetricThis ZIPCountyUSA
Population22,2976,444,931299,088,112
Population Change Since19908.00%7.00%20.00%
Population Density16,148786
Male11,2663,127,134147,432,321
Female11,0313,317,797151,655,844
Never Married8,4441,612,88563,775,926
Married6,7492,586,314123,120,365
Separated1,042247,85712,639,686
Widowed1,046363,59415,467,586
Divorced1,218436,88823,075,029
Number Of House Hold8,2862,431,591111,826,380
Average House Hold Size2.682.562.60
Medial Age32.7237.2535.46
Median House Hold Income$48,707$57,698$48,276
Average House Hold Income$61,365$75,023$63,629
P C I$23,024$29,196$24,529
M D I$41,512$48,105$41,133
A T H E$50,173$57,083$50,898
S T R5.00%5.00%
W C J79.30%81.38%77.74%
(Zip) Code
2145

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/1/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.