CCertihomes
136 Derby St, Worcester, MA 01604

$659,900

4 beds 3 baths 2,526 sqft Built 19744 days on marketActive

About this home

A fantastic home in a very desirable east side neighborhood awaits your preview. The oversized raised ranch home checks all the boxes. A custom kitchen with granite counters, center island, gas cooktop with an open floor plan which continues to large dining room for family and entertaining. The 4-bedrooms all have hardwoods 2 full modern bathrooms. The master suite is tastefully decorated with hardwood floors, recessed lightening cathedral ceilings, walk in closet, linen closet and a custom designed bathroom with jetted tub and separate tiled shower. The lower level has a fully applianced eat in kitchen and family room. The home sits on an oversized level lot which has a fenced backyard, a patio, and a separate fenced garden area. The location boost convenience to universities, private schools, banking, shopping, gyms, Churches, Hospitals, Downtown, Canal District, I 290, and Mass Pike.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$6,101/mo

Real estate (PITI + HOA + PMI)
$5,851
Principal + interest$4,255
Property tax + insurance$1,349
PMI / 2nd mortgage$247
Utilities
$555
Heating + cooling$132
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$125
$6,101/mo TLC
Budget$6,601/mo
Remaining after TLC$500/mo
Purchase price
$659,900
Down payment
$32,995 (5%)
Loan amount
$626,905
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Raised Ranch
Year built
1974
Lot size
0.28 ac
Stories
0
Heating
Baseboard
Cooling
Central Air
Water
Public
HOA
Annual tax
$7,863
MLS #
73231680
County
Worcester

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Gas Water HeaterDishwasherDisposalRefrigeratorWasherDryerENERGY STAR Qualified RefrigeratorENERGY STAR Qualified DryerENERGY STAR Qualified DishwasherENERGY STAR Qualified WasherSecond DishwasherPlumbed For Ice Maker
Interior
Dining AreaOpen FloorplanKitchen
Exterior
Porch - EnclosedPatioStorageProfessional LandscapingSprinkler SystemScreensFenced YardGarden
Community
Public TransportationShoppingParkWalk/Jog TrailsGolfMedical FacilityBike PathConservation AreaHighway AccessHouse of WorshipPrivate SchoolPublic SchoolT-StationUniversityOther
Parking
AttachedUnderGarage Door OpenerStorageInsulatedPaved DriveOff Street
Fireplace
Living Room
Kitchen
Flooring - HardwoodCountertops - Stone/Granite/SolidKitchen IslandOpen FloorplanGas Stove
Flooring
Wood, Tile, Concrete, Hardwood, Flooring - Stone/Ceramic Tile
Roof
Shingle
Sewer
Public Sewer

Lot features

Level, Other

Schools

Elementary
Rice Square
Middle
East Middle
High
North High

Neighborhood — 01604

MetricThis ZIPCountyUSA
Population34,0076,444,931299,088,112
Population Change Since199010.00%7.00%20.00%
Population Density5,197786
Male16,3413,127,134147,432,321
Female17,6673,317,797151,655,844
Never Married9,5801,612,88563,775,926
Married11,5132,586,314123,120,365
Separated1,298247,85712,639,686
Widowed2,455363,59415,467,586
Divorced3,070436,88823,075,029
Number Of House Hold14,1792,431,591111,826,380
Average House Hold Size2.342.562.60
Medial Age35.8137.2535.46
Median House Hold Income$42,198$57,698$48,276
Average House Hold Income$51,673$75,023$63,629
P C I$22,090$29,196$24,529
M D I$36,731$48,105$41,133
A T H E$44,631$57,083$50,898
S T R5.00%5.00%
W C J75.18%81.38%77.74%
(Zip) Code
1604

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/1/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.