CCertihomes
Lot 2 Chelsea Street, Gardner, MA 01440

$489,900

3 beds 3 baths 1,912 sqft Built 202412 days on marketActive

About this home

To be built - Beautiful home in quiet neighborhood. First floor will have hardwood floors and tiled kitchen with SS appliances, granite countertops and sliders out to composite deck. This home is situated perfectly, exuding small town charm, yet conveniently close to all area amenities including great restaurants, shopping, summer concerts in the park and public transportation as well as major routes. City water/sewer, close to Westminster line and Route 2. Make this home your own now while there is still time to pick paint and finishes.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,597/mo

Real estate (PITI + HOA + PMI)
$4,309
Principal + interest$3,159
Property tax + insurance$966
PMI / 2nd mortgage$184
Utilities
$523
Heating + cooling$100
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$157
$4,597/mo TLC
Budget$5,097/mo
Remaining after TLC$500/mo
Purchase price
$489,900
Down payment
$24,495 (5%)
Loan amount
$465,405
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Split Entry
Year built
2024
Lot size
0.57 ac
Stories
0
Heating
Propane
Cooling
None
Water
Public
HOA
Annual tax
MLS #
73231846
County
Worcester

At a glance

Garage (2)
Dishwasher

Home features

Appliances
RangeDishwasherMicrowaveRefrigerator
Exterior
Deck - Composite
Community
Public TransportationShoppingParkWalk/Jog TrailsMedical FacilityLaundromatHighway AccessHouse of WorshipPublic School
Parking
UnderPaved
Flooring
Tile, Vinyl, Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Level

Neighborhood — 01440

MetricThis ZIPCountyUSA
Population28,6786,444,931299,088,112
Population Change Since19909.00%7.00%20.00%
Population Density1,056786
Male14,7643,127,134147,432,321
Female13,9153,317,797151,655,844
Never Married5,8861,612,88563,775,926
Married11,2492,586,314123,120,365
Separated1,669247,85712,639,686
Widowed1,828363,59415,467,586
Divorced2,456436,88823,075,029
Number Of House Hold10,9142,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.3137.2535.46
Median House Hold Income$47,640$57,698$48,276
Average House Hold Income$55,220$75,023$63,629
P C I$22,403$29,196$24,529
M D I$40,690$48,105$41,133
A T H E$46,651$57,083$50,898
S T R5.00%5.00%
W C J80.01%81.38%77.74%
(Zip) Code
1440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/2/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.