CCertihomes
190-192 College St, Springfield, MA 01109

$284,000

4 beds 2 baths 1,740 sqft Built 19234 days on marketActive

About this home

ATTENTION INVESTORS!!! Fully occupied, two family with great income, strong rental history and minutes of walking distance (.3 miles) to American International College. Both units have been remodeled and have hardwood floors throughout. First floor features upgraded kitchen with stainless steel appliances, living room, dining room, 2 bedrooms, walk in closet and updated bathroom. Second floor has an updated kitchen with appliances, living room, dining room 2 bedrooms and bathroom. Home has enclosed porches on front and side for extra living or storage. A detached garage and a spacious back yard for those warm summer days. Updates in the last 12 years include roofing, heating system, electrical, plumbing, doors and windows. Both units have been fully de-leaded and come with compliance certificates. A great opportunity to own this UPDATED 2 family home. CASH FLOW or let the tenant pay down your mortgage!!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,981/mo

Real estate (PITI + HOA + PMI)
$2,575
Principal + interest$1,831
Property tax + insurance$637
PMI / 2nd mortgage$107
Utilities
$530
Heating + cooling$103
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$144
Car insurance + maintenance$144
Other (entertainment)
$158
$2,981/mo TLC
Budget$5,000/mo
Remaining after TLC$2,019/mo
Purchase price
$284,000
Down payment
$14,200 (5%)
Loan amount
$269,800
APR
7.2%

Quick facts

Type
2 Family - 2 Units Up/Down
Style
Year built
1923
Lot size
0.1 ac
Stories
3
Heating
Central, Natural Gas
Cooling
Water
Public
HOA
Annual tax
$3,715
MLS #
73230325
County
Hampden

At a glance

Basement
Garage (1)

Home features

Appliances
WasherDryerRangeRefrigerator
Interior
Walk-In Closet(s)Bathroom With Tub & ShowerRemodeledLiving RoomDining RoomKitchen
Community
Public TransportationShoppingParkMedical FacilityLaundromatHighway AccessHouse of WorshipPublic SchoolUniversity
Parking
Paved DriveOff Street
Flooring
Wood, Hardwood
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01109

MetricThis ZIPCountyUSA
Population29,5646,444,931299,088,112
Population Change Since1990-5.00%7.00%20.00%
Population Density5,739786
Male13,8373,127,134147,432,321
Female15,7283,317,797151,655,844
Never Married10,4901,612,88563,775,926
Married6,7062,586,314123,120,365
Separated1,695247,85712,639,686
Widowed1,467363,59415,467,586
Divorced2,278436,88823,075,029
Number Of House Hold9,6122,431,591111,826,380
Average House Hold Size2.852.562.60
Medial Age27.7037.2535.46
Median House Hold Income$31,251$57,698$48,276
Average House Hold Income$42,151$75,023$63,629
P C I$14,740$29,196$24,529
M D I$28,111$48,105$41,133
A T H E$39,041$57,083$50,898
S T R5.00%5.00%
W C J88.88%81.38%77.74%
(Zip) Code
1109

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/2/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.