CCertihomes
322 Elm St, Holyoke, MA 01040

$310,000

4 beds 3 baths 1,700 sqft Built 200519 days on marketActive

About this home

Step into this spacious, comfortable and wonderful Colonial home, where charm meets you at every corner. This 4-bedrooms, 2.5-bathrooms home is nestled in a desirable development community. Step inside to discover a welcoming interior, where natural light dances across the open floor plan. First level includes dedicated dining room, adjacent living room, half bath, and The heart of the home a well-appointed kitchen, complete with ample storage space. The primary bedroom features a en-suite bath for added privacy and convenience. Three additional bedrooms offer plenty of space for family and guests, while a second full bathroom ensures everyone's comfort. The fenced backyard provides a safe haven for children and pets to play freely. Enjoy an evening drink on the expansive covered deck. With a newer roof, heating unit, and water tank, this home offers peace of mind and low-maintenance living. Plus, the finished basement provides additional living space for a myriad of functionalities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,088/mo

Real estate (PITI + HOA + PMI)
$2,717
Principal + interest$1,999
Property tax + insurance$602
PMI / 2nd mortgage$116
Utilities
$505
Heating + cooling$91
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$131
Car insurance + maintenance$131
Other (entertainment)
$157
$3,088/mo TLC
Budget$5,000/mo
Remaining after TLC$1,912/mo
Purchase price
$310,000
Down payment
$15,500 (5%)
Loan amount
$294,500
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
2005
Lot size
0.1 ac
Stories
0
Heating
Forced Air, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$3,043
MLS #
73232356
County
Hampden

At a glance

Basement

Home features

Appliances
Gas Water HeaterRangeRange Hood
Exterior
Porch - EnclosedDeck - WoodRain GuttersStorageFenced YardCity View(s)
Community
Public TransportationShoppingParkMedical FacilityLaundromatHighway AccessHouse of WorshipPrivate SchoolPublic SchoolUniversity
Parking
Paved DrivePaved
Flooring
Vinyl, Carpet
Roof
Shingle
Sewer
Public Sewer

Lot features

Cleared, Level

Neighborhood — 01040

MetricThis ZIPCountyUSA
Population41,5126,444,931299,088,112
Population Change Since1990-7.00%7.00%20.00%
Population Density1,816786
Male19,6613,127,134147,432,321
Female21,8513,317,797151,655,844
Never Married11,1621,612,88563,775,926
Married12,2352,586,314123,120,365
Separated3,129247,85712,639,686
Widowed2,622363,59415,467,586
Divorced3,249436,88823,075,029
Number Of House Hold15,6832,431,591111,826,380
Average House Hold Size2.562.562.60
Medial Age33.9137.2535.46
Median House Hold Income$33,970$57,698$48,276
Average House Hold Income$43,158$75,023$63,629
P C I$17,848$29,196$24,529
M D I$30,060$48,105$41,133
A T H E$39,562$57,083$50,898
S T R5.00%5.00%
W C J80.19%81.38%77.74%
(Zip) Code
1040

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/2/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.