CCertihomes
246 E Dwight St, Holyoke, MA 01040

$314,000

4 beds 2 baths 3,727 sqft Built 190011 days on marketActive

About this home

Attention Investors or First-time buyers! This oversized two-family is move-in ready and offers parking up to 10, a detached garage, laundry in the unit, and separate utilities. The first floor is a two-bedroom, one-bath spacious unit with hardwood flooring. The second floor is a two-bedroom, one-bath unit with vinyl, hardwood, and tile flooring. Both units are tenants at will. This is an excellent opportunity for investors or owner-occupants. It is conveniently located near shopping, schools, and easy highway access. Additional photos & video are available upon request. Agents, please read the firm remarks. ** Opportunity to purchase this investment portfolio consisting of 5 individual condominiums a block away on West St. Will consider selling together or separately. All are listed on MLS for sale.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,299/mo

Real estate (PITI + HOA + PMI)
$2,887
Principal + interest$2,025
Property tax + insurance$744
PMI / 2nd mortgage$118
Utilities
$591
Heating + cooling$134
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$131
Car insurance + maintenance$131
Other (entertainment)
$157
$3,299/mo TLC
Budget$5,000/mo
Remaining after TLC$1,701/mo
Purchase price
$314,000
Down payment
$15,700 (5%)
Loan amount
$298,300
APR
7.2%

Quick facts

Type
2 Family - 2 Units Up/Down
Style
Year built
1900
Lot size
0.07 ac
Stories
3
Heating
Baseboard
Cooling
None
Water
Public
HOA
Annual tax
$3,667
MLS #
73232652
County
Hampden

At a glance

Basement
Garage (2)

Home features

Appliances
RangeRefrigerator
Interior
Ceiling Fan(s)PantryBathroom With Tub & ShowerInternet Available - Unknown
Community
ShoppingPark
Parking
Paved DriveOff Street
Flooring
Hardwood
Sewer
Public Sewer

Lot features

Corner Lot

Neighborhood — 01040

MetricThis ZIPCountyUSA
Population41,5126,444,931299,088,112
Population Change Since1990-7.00%7.00%20.00%
Population Density1,816786
Male19,6613,127,134147,432,321
Female21,8513,317,797151,655,844
Never Married11,1621,612,88563,775,926
Married12,2352,586,314123,120,365
Separated3,129247,85712,639,686
Widowed2,622363,59415,467,586
Divorced3,249436,88823,075,029
Number Of House Hold15,6832,431,591111,826,380
Average House Hold Size2.562.562.60
Medial Age33.9137.2535.46
Median House Hold Income$33,970$57,698$48,276
Average House Hold Income$43,158$75,023$63,629
P C I$17,848$29,196$24,529
M D I$30,060$48,105$41,133
A T H E$39,562$57,083$50,898
S T R5.00%5.00%
W C J80.19%81.38%77.74%
(Zip) Code
1040

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/3/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.