CCertihomes
109 Chapin St, Ludlow, MA 01056

$497,000

5 beds 3 baths 2,388 sqft Built 198718 days on marketActive

About this home

Welcome home! Discover 1.61 acres of serene landscapes, where contemporary charm meets tranquil living. This spacious home is 5 bedrooms, 3 full baths, and a finished walk-out basement with an in-law suite featuring its own kitchenette. Step into the inviting living with stunning hardwood flooring and vaulted ceilings, creating an atmosphere of elegance and warmth. The first floor hosts a convenient bedroom and bathroom and second family room offering easy one floor living. on the second floor where you'll find 4 additional bedrooms and two bathrooms, one of the being a master bedroom with an en suite bathroom. Outside, discover a hidden gem—a trail leading to the picturesque Chicopee River, offering endless opportunities for outdoor adventures. With the potential to add a dock, indulge in fishing or kayaking right from your own backyard. With a little TLC you can make this home your dream space! Schedule your showing today.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,815/mo

Real estate (PITI + HOA + PMI)
$4,541
Principal + interest$3,205
Property tax + insurance$1,150
PMI / 2nd mortgage$186
Utilities
$515
Heating + cooling$112
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$115
Car insurance + maintenance$115
Other (entertainment)
$125
$4,815/mo TLC
Budget$5,315/mo
Remaining after TLC$500/mo
Purchase price
$497,000
Down payment
$24,850 (5%)
Loan amount
$472,150
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Contemporary
Year built
1987
Lot size
1.61 ac
Stories
0
Heating
Forced Air, Natural Gas, Wood Stove
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$7,281
MLS #
73232815
County
Hampden

At a glance

Fireplace
Basement
Garage (2)
Dishwasher
Waterfront

Home features

Appliances
Gas Water HeaterRangeDishwasherRefrigerator
Interior
In-Law Floorplan
Exterior
Deck
Community
Shopping
Parking
AttachedPaved DrivePaved
Flooring
Carpet, Laminate, Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Wooded

Neighborhood — 01056

MetricThis ZIPCountyUSA
Population21,4926,444,931299,088,112
Population Change Since199014.00%7.00%20.00%
Population Density768786
Male11,1073,127,134147,432,321
Female10,3853,317,797151,655,844
Never Married4,1121,612,88563,775,926
Married9,2702,586,314123,120,365
Separated1,992247,85712,639,686
Widowed1,317363,59415,467,586
Divorced1,400436,88823,075,029
Number Of House Hold7,7622,431,591111,826,380
Average House Hold Size2.552.562.60
Medial Age38.2737.2535.46
Median House Hold Income$53,862$57,698$48,276
Average House Hold Income$58,840$75,023$63,629
P C I$23,372$29,196$24,529
M D I$45,308$48,105$41,133
A T H E$48,772$57,083$50,898
S T R5.00%5.00%
W C J73.76%81.38%77.74%
(Zip) Code
1056

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/3/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.