CCertihomes
61 Morris Street #61, Springfield, MA 01105

$170,000

2 beds 2 baths 1,170 sqft Built 20244 days on marketActive

About this home

Presenting Springfield's newest affordable condominium community! The Gemini Townhomes features 2- and 3-bedroom (including handicap accessible), new construction, units sold by lottery only. Each unit will feature new vinyl plank and ceramic flooring, shaker-style cabinets, granite countertops, stainless steel, energy efficient appliances, and modern fixtures and finishes throughout. These condominiums are conveniently heated and cooled with high efficiency electric heat pumps and will feature 1.5 baths and a private, one-car attached garage. All units enjoy access to the covered pavilion. This is your opportunity to OWN a piece of long-term equity while enjoying all the features a rental property can't offer. Be part of a community. Be part of YOUR community. Welcome home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,265/mo

Real estate (PITI + HOA + PMI)
$2,157
Principal + interest$1,096
Property tax + insurance$737
HOA$260
PMI / 2nd mortgage$64
Utilities
$418
Heating + cooling$72
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$144
Car insurance + maintenance$144
Other (entertainment)
$158
$2,265/mo TLC
Budget$5,000/mo
Remaining after TLC$2,735/mo
Purchase price
$170,000
Down payment
$8,500 (5%)
Loan amount
$161,500
APR
7.2%

Quick facts

Type
Condominium
Style
Year built
2024
Lot size
Stories
2
Heating
Heat Pump, Electric
Cooling
Heat Pump
Water
Public
HOA
$260 / Monthly
Annual tax
$3,312
MLS #
73233270
County
Hampden

At a glance

Basement
Garage (1)
Dishwasher

Home features

Appliances
RangeDishwasherRefrigeratorWasherDryerRange Hood
Community
Public TransportationShoppingParkLaundromatHighway AccessHouse of Worship
Parking
AttachedOff Street
Flooring
Tile, Vinyl / VCT
Sewer
Public Sewer

Neighborhood — 01105

MetricThis ZIPCountyUSA
Population13,1236,444,931299,088,112
Population Change Since1990-12.00%7.00%20.00%
Population Density8,386786
Male6,4453,127,134147,432,321
Female6,6783,317,797151,655,844
Never Married4,8711,612,88563,775,926
Married1,9622,586,314123,120,365
Separated1,324247,85712,639,686
Widowed671363,59415,467,586
Divorced1,267436,88823,075,029
Number Of House Hold5,1342,431,591111,826,380
Average House Hold Size2.382.562.60
Medial Age29.3837.2535.46
Median House Hold Income$20,157$57,698$48,276
Average House Hold Income$35,243$75,023$63,629
P C I$15,261$29,196$24,529
M D I$18,800$48,105$41,133
A T H E$34,974$57,083$50,898
S T R5.00%5.00%
W C J81.14%81.38%77.74%
(Zip) Code
1105

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/5/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.