CCertihomes
281 Prospect Street, Northampton, MA 01060

$799,900

4 beds 2 baths 2,560 sqft Built 19008 days on marketActive

About this home

Elegant brick home, radiating character and charm, offers an exceptional location on corner of quiet, dead end street with bike path access. Situated conveniently across from the YMCA, it offers proximity to Downtown Northampton & Childs Park. Inside, you will find spacious rooms, high ceilings, gleaming hardwood floors and original woodwork. An updated kitchen and convenient half bath open to a large formal dining room, leading to an inviting living room with cozy fireplace and built in bookshelves. The first floor is completed with a first floor bedroom that could also be used for a den and an office with natural sunlight. The gracious stairway and wide hallway lead to the second floor with generous bedrooms, a den or second office, and full bath with shower stall and separate tub. The walk up attic & walkout basement offer storage options. Surrounded by fruit trees, the wrap around porch and sunlit deck are lovely outdoor spaces overlooking the sweet yard.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,781/mo

Real estate (PITI + HOA + PMI)
$5,590
Principal + interest$3,628
Property tax + insurance$1,662
PMI / 2nd mortgage$300
Utilities
$561
Heating + cooling$119
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$157
$5,781/mo TLC
Budget$6,281/mo
Remaining after TLC$500/mo
Purchase price
$799,900
Down payment
$39,995 (5%)
Loan amount
$759,905
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1900
Lot size
0.24 ac
Stories
0
Heating
Steam, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$10,108
MLS #
73233645
County
Hampshire

At a glance

Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Water HeaterRangeDishwasherMicrowaveRefrigerator
Interior
DenStudyWalk-up Attic
Exterior
PorchDeck - Composite
Community
Public TransportationShoppingBike PathPrivate SchoolPublic SchoolOther
Parking
DetachedPaved DriveOff Street
Fireplace
Living Room
Flooring
Tile, Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Corner Lot

Schools

Elementary
Bridge Street
High
Nhs

Neighborhood — 01060

MetricThis ZIPCountyUSA
Population16,1136,444,931299,088,112
Population Change Since1990-5.00%7.00%20.00%
Population Density1,298786
Male6,6983,127,134147,432,321
Female9,4153,317,797151,655,844
Never Married7,0251,612,88563,775,926
Married4,5122,586,314123,120,365
Separated468247,85712,639,686
Widowed1,001363,59415,467,586
Divorced1,624436,88823,075,029
Number Of House Hold6,0712,431,591111,826,380
Average House Hold Size2.372.562.60
Medial Age33.8137.2535.46
Median House Hold Income$43,600$57,698$48,276
Average House Hold Income$57,037$75,023$63,629
P C I$22,327$29,196$24,529
M D I$37,710$48,105$41,133
A T H E$47,570$57,083$50,898
S T R5.00%5.00%
W C J83.42%81.38%77.74%
(Zip) Code
1060

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/6/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.