CCertihomes
26 Bay Path, Spencer, MA 01562

$287,000

2 beds 1 baths 1,008 sqft Built 19764 days on marketActive

About this home

Demolition Complete! This Diamond In-The-Rough is ready for your Designs and Vision! Bring your Hammer, Nails & Paint Brush then come discover the Hidden Potential in this 2 BR / 1 Bath (Possibly 3-4 BR) gem sitting high on the hill in Spencer! Open concept Kitchen, Dining and Living room area this home is ready for you finishing touches. Nestled on this public sloping lot in the heart of Worcester County, this property offers tranquility but still has that small town neighborhood feel. Ready for expansion and renovations you can envision every space and shape of this ranch with walk out deck where you can sip that morning coffee or enjoy your evening beverage with friends and family.(This large back yard offers family fun in the summer all you need is a pool) and the sloping back yard makes it perfect for Winter Sledding Parties. Partially finished walk out basement allows for Extra Family room, Office or Bedroom. This home won't last long, Schedule your showing today.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,804/mo

Real estate (PITI + HOA + PMI)
$2,490
Principal + interest$1,851
Property tax + insurance$531
PMI / 2nd mortgage$108
Utilities
$445
Heating + cooling$77
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$125
$2,804/mo TLC
Budget$5,000/mo
Remaining after TLC$2,196/mo
Purchase price
$287,000
Down payment
$14,350 (5%)
Loan amount
$272,650
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1976
Lot size
0.45 ac
Stories
0
Heating
Electric Baseboard, Wood Stove
Cooling
None
Water
Public
HOA
Annual tax
$2,781
MLS #
73233973
County
Worcester

At a glance

Basement
Pool

Home features

Appliances
Electric Water HeaterRangeRefrigerator
Exterior
Deck - WoodPool - Above GroundStorage
Community
Public TransportationShoppingParkStable(s)GolfLaundromatHighway AccessHouse of WorshipPublic School
Parking
Paved DriveOff Street
Pool
Above Ground
Flooring
Plywood
Roof
Shingle
Sewer
Public Sewer

Lot features

Gentle Sloping

Schools

Elementary
Per Dept. Of Ed
Middle
Per Dept. Of Ed
High
Per Dept. Of Ed

Neighborhood — 01562

MetricThis ZIPCountyUSA
Population11,1696,444,931299,088,112
Population Change Since19905.00%7.00%20.00%
Population Density329786
Male5,5433,127,134147,432,321
Female5,6263,317,797151,655,844
Never Married2,4311,612,88563,775,926
Married4,7742,586,314123,120,365
Separated229247,85712,639,686
Widowed637363,59415,467,586
Divorced1,042436,88823,075,029
Number Of House Hold4,3822,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.1537.2535.46
Median House Hold Income$51,099$57,698$48,276
Average House Hold Income$57,999$75,023$63,629
P C I$22,756$29,196$24,529
M D I$43,149$48,105$41,133
A T H E$48,279$57,083$50,898
S T R5.00%5.00%
W C J78.82%81.38%77.74%
(Zip) Code
1562

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/7/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.