CCertihomes
495 Mill St #495, Worcester, MA 01602

$319,900

2 beds 1 baths 748 sqft Built 195014 days on marketActive

About this home

Well maintained townhouse nestled in Worcester's Tatnuck Square neighborhood, in great condition and move-in ready, with the rare advantage of no Condo HOA Fees! This inviting property showcases 2 bedrooms and 1 bathroom, with the first floor complimented with gleaming hardwood flooring throughout the living and dining areas. The kitchen provides seamless access to the backyard, perfect for outdoor entertaining. Recent updates include a brand new forced air heating system powered by gas, a hot water tank, and a meticulously remodeled bathroom featuring upgraded flooring, vanity, and fixtures. Enjoy the convenience of a two-car off-street driveway and a vinyl-fenced backyard. Situated in close proximity to Worcester State University and a plethora of area amenities!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,007/mo

Real estate (PITI + HOA + PMI)
$2,747
Principal + interest$2,063
Property tax + insurance$564
PMI / 2nd mortgage$120
Utilities
$371
Heating + cooling$65
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$125
$3,007/mo TLC
Budget$5,000/mo
Remaining after TLC$1,993/mo
Purchase price
$319,900
Down payment
$15,995 (5%)
Loan amount
$303,905
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1950
Lot size
Stories
0
Heating
Forced Air, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$2,966
MLS #
73233972
County
Worcester

At a glance

Basement

Home features

Appliances
Gas Water HeaterWater HeaterRangeMicrowaveRefrigeratorWasherDryer
Exterior
StorageFenced Yard
Community
Public TransportationShoppingParkWalk/Jog TrailsStable(s)Medical FacilityLaundromatBike PathConservation AreaHighway AccessHouse of WorshipPrivate SchoolPublic SchoolUniversity
Parking
Paved DriveOff StreetTandem
Kitchen
Flooring - Stone/Ceramic TileExterior Access
Flooring
Tile, Laminate, Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Level

Neighborhood — 01602

MetricThis ZIPCountyUSA
Population23,1156,444,931299,088,112
Population Change Since19906.00%7.00%20.00%
Population Density3,645786
Male10,8503,127,134147,432,321
Female12,2663,317,797151,655,844
Never Married5,5531,612,88563,775,926
Married10,0952,586,314123,120,365
Separated578247,85712,639,686
Widowed1,432363,59415,467,586
Divorced1,453436,88823,075,029
Number Of House Hold8,9822,431,591111,826,380
Average House Hold Size2.492.562.60
Medial Age38.9137.2535.46
Median House Hold Income$57,608$57,698$48,276
Average House Hold Income$70,180$75,023$63,629
P C I$27,980$29,196$24,529
M D I$48,086$48,105$41,133
A T H E$54,813$57,083$50,898
S T R5.00%5.00%
W C J82.22%81.38%77.74%
(Zip) Code
1602

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/7/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.