394 James St, Chicopee, MA 01020
$205,000
1 beds 1 baths 576 sqft Built 19554 days on marketActive
About this home
Make your appointment today to view this great home. Seller is motivated, bring all offers! This great 1 bed, 1 bath home needs a little TLC and this could be your forever home. Centrally located near Preston Park, Fairview Memorial Park, Connecticut River, Beachgrounds Park, Mountain Lake, shopping, restaurants, and so much more!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.
Your estimated payment
$2,106/mo
- Real estate (PITI + HOA + PMI)
- $1,787
- Utilities
- $377
- Transportation
- $120
- Other (entertainment)
- $125
Principal + interest$1,322
Property tax + insurance$388
PMI / 2nd mortgage$77
Heating + cooling$43
Internet + TV + phone$125
Water + sewer + garbage$58
Car insurance + maintenance$120
Budget$5,000/mo
Remaining after TLC$2,894/mo
Purchase price
$205,000
Down payment
$10,250 (5%)
Loan amount
$194,750
APR
7.2%
Quick facts
Type
Single Family Residence
Style
Ranch
Year built
1955
Lot size
0.11 ac
Stories
0
Heating
Electric Baseboard
Cooling
None
Water
Public
HOA
—
Annual tax
$2,179
MLS #
73234237
County
Hampden
At a glance
Basement
Garage (1)
Home features
Roof
Shingle
Sewer
Public Sewer
Lot features
Level
Neighborhood — 01020
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 23,608 | 6,444,931 | 299,088,112 |
| Population Change Since1990 | -5.00% | 7.00% | 20.00% |
| Population Density | 1,854 | 786 | — |
| Male | 11,315 | 3,127,134 | 147,432,321 |
| Female | 12,293 | 3,317,797 | 151,655,844 |
| Never Married | 5,520 | 1,612,885 | 63,775,926 |
| Married | 9,305 | 2,586,314 | 123,120,365 |
| Separated | 636 | 247,857 | 12,639,686 |
| Widowed | 2,092 | 363,594 | 15,467,586 |
| Divorced | 2,241 | 436,888 | 23,075,029 |
| Number Of House Hold | 10,379 | 2,431,591 | 111,826,380 |
| Average House Hold Size | 2.27 | 2.56 | 2.60 |
| Medial Age | 39.71 | 37.25 | 35.46 |
| Median House Hold Income | $40,946 | $57,698 | $48,276 |
| Average House Hold Income | $49,549 | $75,023 | $63,629 |
| P C I | $21,834 | $29,196 | $24,529 |
| M D I | $35,636 | $48,105 | $41,133 |
| A T H E | $43,433 | $57,083 | $50,898 |
| S T R | 5.00% | 5.00% | — |
| W C J | 75.21% | 81.38% | 77.74% |
(Zip) Code
1020
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
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Listing information last refreshed 5/7/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.