CCertihomes
19 Lake Drive, Belchertown, MA 01007

$225,000

1 beds 1 baths 445 sqft Built 19604 days on marketActive

About this home

Rare find on Lake Acadia. Have you been dreaming about having a summer cottage right on the water? If so, this cottage is the perfect spot. This seasonal, 3 room, 1 bedroom, 1 bath cottage is located right on the beautiful and picturesque Lake Acadia. This lake offers great fishing, swimming and a relaxing and peaceful atmosphere. Located not far from the public beach, this spot is perfect for all your summer fun. There is also the option to tie into the public sewer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,226/mo

Real estate (PITI + HOA + PMI)
$1,935
Principal + interest$1,451
Property tax + insurance$400
PMI / 2nd mortgage$84
Utilities
$361
Heating + cooling$35
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$125
$2,226/mo TLC
Budget$5,000/mo
Remaining after TLC$2,774/mo
Purchase price
$225,000
Down payment
$11,250 (5%)
Loan amount
$213,750
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cottage
Year built
1960
Lot size
0.11 ac
Stories
0
Heating
Space Heater
Cooling
Window Unit(s)
Water
Private
HOA
Annual tax
$2,171
MLS #
73234308
County
Hampshire

At a glance

Waterfront

Home features

Appliances
Electric Water Heater
Exterior
Deck - WoodStorage
Parking
Off Street
Roof
Shingle
Sewer
Private Sewer

Neighborhood — 01007

MetricThis ZIPCountyUSA
Population14,1756,444,931299,088,112
Population Change Since199026.00%7.00%20.00%
Population Density257786
Male6,9033,127,134147,432,321
Female7,2723,317,797151,655,844
Never Married2,7701,612,88563,775,926
Married6,7982,586,314123,120,365
Separated277247,85712,639,686
Widowed595363,59415,467,586
Divorced1,037436,88823,075,029
Number Of House Hold4,3882,431,591111,826,380
Average House Hold Size3.232.562.60
Medial Age36.2737.2535.46
Median House Hold Income$60,190$57,698$48,276
Average House Hold Income$66,560$75,023$63,629
P C I$20,646$29,196$24,529
M D I$49,867$48,105$41,133
A T H E$53,119$57,083$50,898
S T R5.00%5.00%
W C J79.48%81.38%77.74%
(Zip) Code
1007

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
MLSPIN

Listing information last refreshed 5/7/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.