CCertihomes
22 Whiting St, Lynn, MA 01902

$775,999

6 beds 2 baths 3,104 sqft Built 188012 days on marketActive

About this home

Just bring your vision make this investment your reality. Truly a great opportunity to own a two family home in a desired Lynn neighborhood as owner occupied or as an investment property. Conveniently located near shopping center, park and school. Unit 1 featuring hardwood floors and laminate flooring, living room, dining room, kitchen, 2 bedroom, and full bath. Unit 2 featuring hardwood floor kitchen, living room, 4 bedroom, and 1 full bath. Separate utilities, laundry hook up in the basement, 3 off street parking, detached 2 car garage and space for gardening. This property will not qualify for FHA due to peeling paint, and missing window on the garage door. Property will be sold "as is condition". Roof is 15 years old, heating system fairly newer. Few year old water heater. All offers will be due Monday 13, 2024 if any by 5pm, please allow 24hrs to respond.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$6,981/mo

Real estate (PITI + HOA + PMI)
$6,755
Principal + interest$5,004
Property tax + insurance$1,460
PMI / 2nd mortgage$291
Utilities
$526
Heating + cooling$101
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$150
Car insurance + maintenance$150
Other (entertainment)
$158
$6,981/mo TLC
Budget$7,481/mo
Remaining after TLC$500/mo
Purchase price
$775,999
Down payment
$38,800 (5%)
Loan amount
$737,199
APR
7.2%

Quick facts

Type
2 Family - 2 Units Up/Down
Style
Year built
1880
Lot size
0.13 ac
Stories
3
Heating
Baseboard, Natural Gas
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$7,663
MLS #
73234618
County
Essex

At a glance

Basement
Garage (1)

Home features

Appliances
RangeRefrigerator
Interior
Bathroom With TubLiving RoomDining RoomKitchen
Community
Public TransportationShoppingParkMedical FacilityLaundromatHouse of Worship
Parking
Paved DriveOff StreetPaved
Flooring
Wood, Vinyl, Hardwood, Tile
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01902

MetricThis ZIPCountyUSA
Population41,0916,444,931299,088,112
Population Change Since199013.00%7.00%20.00%
Population Density16,575786
Male19,9393,127,134147,432,321
Female21,1523,317,797151,655,844
Never Married11,7981,612,88563,775,926
Married12,1142,586,314123,120,365
Separated2,491247,85712,639,686
Widowed2,546363,59415,467,586
Divorced2,961436,88823,075,029
Number Of House Hold15,6012,431,591111,826,380
Average House Hold Size2.592.562.60
Medial Age32.0837.2535.46
Median House Hold Income$38,313$57,698$48,276
Average House Hold Income$46,594$75,023$63,629
P C I$18,300$29,196$24,529
M D I$33,554$48,105$41,133
A T H E$41,693$57,083$50,898
S T R5.00%5.00%
W C J79.43%81.38%77.74%
(Zip) Code
1902

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/8/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.