CCertihomes
21 Amherst Street, Ludlow, MA 01056

$277,900

3 beds 2 baths 1,065 sqft Built 192412 days on marketActive

About this home

Remodeled three-bedroom, 1065 square foot home has an additional 84 square foot three season porch. This home features new roof, updated plumbing/electrical, new full bath and heating system on second floor, refinished hardwood floors, remodeled kitchen including new cabinets and granite countertops, new stainless-steel appliances, remodeled bathroom downstairs. Schedule an appointment today.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,750/mo

Real estate (PITI + HOA + PMI)
$2,441
Principal + interest$1,792
Property tax + insurance$545
PMI / 2nd mortgage$104
Utilities
$421
Heating + cooling$65
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$115
Car insurance + maintenance$115
Other (entertainment)
$125
$2,750/mo TLC
Budget$5,000/mo
Remaining after TLC$2,250/mo
Purchase price
$277,900
Down payment
$13,895 (5%)
Loan amount
$264,005
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1924
Lot size
0.11 ac
Stories
0
Heating
Central, Natural Gas, Electric
Cooling
None
Water
Public
HOA
Annual tax
$3,036
MLS #
73234019
County
Hampden

At a glance

Basement
Dishwasher

Home features

Appliances
RangeDishwasherRefrigerator
Community
ShoppingGolf
Parking
Off Street
Sewer
Public Sewer

Lot features

Level

Neighborhood — 01056

MetricThis ZIPCountyUSA
Population21,4926,444,931299,088,112
Population Change Since199014.00%7.00%20.00%
Population Density768786
Male11,1073,127,134147,432,321
Female10,3853,317,797151,655,844
Never Married4,1121,612,88563,775,926
Married9,2702,586,314123,120,365
Separated1,992247,85712,639,686
Widowed1,317363,59415,467,586
Divorced1,400436,88823,075,029
Number Of House Hold7,7622,431,591111,826,380
Average House Hold Size2.552.562.60
Medial Age38.2737.2535.46
Median House Hold Income$53,862$57,698$48,276
Average House Hold Income$58,840$75,023$63,629
P C I$23,372$29,196$24,529
M D I$45,308$48,105$41,133
A T H E$48,772$57,083$50,898
S T R5.00%5.00%
W C J73.76%81.38%77.74%
(Zip) Code
1056

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/9/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.