CCertihomes
548 Center, Block Island, RI 02807

$1,795,000

4 beds 2 baths 3,396 sqft Built 1875Active

About this home

WINDJAMMER COTTAGE, 548 CENTER ROAD: For those passionate about historic homes, this 1875 diamond in the rough is a must-see! Located between New Harbor and Old Harbor, this charming property offers breathtaking ocean views to the east and heavenly vistas of pond and rolling lawn to the west. With four bedrooms and two bathrooms, there is plenty of space to reimagine and create your dream home. Large Great Room with sliders, cozy kitchen, double den and parlor on first floor. Second floor spacious main bedroom and 3 guest bedrooms, full bath. Historic doors, stairs, trim and flooring intact! The lower level has the potential to be transformed into a walk-out workshop, providing even more possibilities. A detached garage adds convenience and storage. Mature trees! Don't miss out on the opportunity to bring this Island classic to life.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$11,390/mo

Real estate (PITI + HOA + PMI)
$11,031
Principal + interest$8,141
Property tax + insurance$2,217
PMI / 2nd mortgage$673
Utilities
$1,623
Heating + cooling$665
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$127
$11,390/mo TLC
Budget$11,890/mo
Remaining after TLC$500/mo
Purchase price
$1,795,000
Down payment
$89,750 (5%)
Loan amount
$1,705,250
APR
4%

Quick facts

Type
Residential
Style
Cottage
Year built
1875
Lot size
0.7716 ac
Stories
0
Heating
Oil, Baseboard
Cooling
None
Water
Well
HOA
Annual tax
$5,710
MLS #
1358931
County
Washington

At a glance

Basement
Garage (1)
Dishwasher

Home features

Appliances
DishwasherOven/RangeRefrigerator
Interior
StairsWalls: Dry WallPaneledPlaster
Exterior
Deck
Parking
Detached
Fireplace
None
Flooring
Pine, Plywood, Vinyl, Carpet
Sewer
Septic Tank

Neighborhood — 02807

MetricThis ZIPCountyUSA
Population1,1171,095,423299,088,112
Population Change Since199034.00%9.00%20.00%
Population Density113994
Male545529,266147,432,321
Female572566,157151,655,844
Never Married236266,40463,775,926
Married493435,678123,120,365
Separated4643,64212,639,686
Widowed5666,66815,467,586
Divorced13983,84323,075,029
Number Of House Hold482410,399111,826,380
Average House Hold Size2.312.562.60
Medial Age44.0837.2735.46
Median House Hold Income$49,999$47,553$48,276
Average House Hold Income$66,546$61,609$63,629
P C I$29,039$23,965$24,529
M D I$42,678$40,634$41,133
A T H E$53,221$49,940$50,898
S T R7.00%7.00%
W C J84.58%78.02%77.74%
(Zip) Code
2807

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/12/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

548 Center · Block Island — $1,795,000 · Certihomes