CCertihomes
334 High, Block Island, RI 02807

$1,395,000

3 beds 2 baths 1,050 sqft Built 1850Active

About this home

Escape to the idyllic shores of Block Island with this meticulously renovated 1850's cottage, aptly named Island Jewel.  This enchanting year round home offers the perfect blend of historic charm and modern convenience, creating a delightful home for you and your loved ones.  Nestled in the heart of Old Harbor, Island Jewel offers the convenience of exploring the Island with ease ---shops, restaurants, beaches, ferry and more are immediately accessible to you.   Three bedrooms and one and a half baths ensure comfort for all.  The home is being sold fully furnished and is in move in condition.  Step right in to it's light filled, nicely appointed spaces and enjoy your home away from home.  Fully winterized, and with the addition of some mini splits, the cottage promises comfort and coziness no matter the season.  Relax and unwind on the charming porch or spacious deck, ideal for soaking  in the island ambiance.  And, the outdoor shower provides the finishing touch after a long day at the beach!  If potential rental income is of interest, Island Jewel is a proven performer with a solid rental history.  The property is served by Town Water and Town Sewer.  Whether you are seeking a year round home or a peaceful getaway, this charming cottage is sure to exceed  your expectations.  Call for your appointment now!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,448/mo

Real estate (PITI + HOA + PMI)
$8,396
Principal + interest$6,327
Property tax + insurance$1,546
PMI / 2nd mortgage$523
Utilities
$709
Heating + cooling$208
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$127
$8,448/mo TLC
Budget$8,948/mo
Remaining after TLC$500/mo
Purchase price
$1,395,000
Down payment
$69,750 (5%)
Loan amount
$1,325,250
APR
4%

Quick facts

Type
Residential
Style
Cottage
Year built
1850
Lot size
0.29 ac
Stories
0
Heating
Electric, Oil, Baseboard, Heat Pump, Zoned
Cooling
Heat Pump
Water
Municipal, Public
HOA
Annual tax
$3,126
MLS #
1356792
County
Washington

At a glance

Basement
Dishwasher

Home features

Appliances
DishwasherMicrowaveRefrigerator
Interior
StairsWalls: Dry WallPlumbing: MixedInsulation: Unknown
Exterior
DeckPorch
Parking
No Garage
Fireplace
None
Flooring
Laminate
Sewer
Public Sewer, Public

Lot features

Local Historic District, Out Building, Paved Driveway, Sidewalks

Neighborhood — 02807

MetricThis ZIPCountyUSA
Population1,1171,095,423299,088,112
Population Change Since199034.00%9.00%20.00%
Population Density113994
Male545529,266147,432,321
Female572566,157151,655,844
Never Married236266,40463,775,926
Married493435,678123,120,365
Separated4643,64212,639,686
Widowed5666,66815,467,586
Divorced13983,84323,075,029
Number Of House Hold482410,399111,826,380
Average House Hold Size2.312.562.60
Medial Age44.0837.2735.46
Median House Hold Income$49,999$47,553$48,276
Average House Hold Income$66,546$61,609$63,629
P C I$29,039$23,965$24,529
M D I$42,678$40,634$41,133
A T H E$53,221$49,940$50,898
S T R7.00%7.00%
W C J84.58%78.02%77.74%
(Zip) Code
2807

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/6/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

334 High · Block Island — $1,395,000 · Certihomes