CCertihomes
32 Main St, Spencer, MA 01562

$450,000

5 beds 3 baths 2,643 sqft Built 18876 days on marketActive

About this home

*** Multiple offers in hand Seller will make a decision 5/20 by 6pm*** This well-maintained multi-unit house offers a blend of charming outdoor spaces and cozy interiors. With private balconies perfect for morning coffee or evening relaxation, this residence combines outdoor serenity with spacious, sunlit rooms. Inside, the living spaces have been thoughtfully arranged for both comfort and functionality, featuring multiple living rooms, bedrooms, and well-equipped kitchens. Property is fully occupied, the pictures of the vacant unit is unit 1 before the unit was rented. Driveway was recently repaired.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,194/mo

Real estate (PITI + HOA + PMI)
$3,884
Principal + interest$2,902
Property tax + insurance$813
PMI / 2nd mortgage$169
Utilities
$559
Heating + cooling$134
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$125
$4,194/mo TLC
Budget$5,000/mo
Remaining after TLC$806/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
7.2%

Quick facts

Type
3 Family
Style
Year built
1887
Lot size
0.29 ac
Stories
5
Heating
Cooling
Water
Public
HOA
Annual tax
$3,594
MLS #
73235837
County
Worcester

At a glance

Basement

Home features

Community
Public TransportationShoppingParkMedical FacilityLaundromatHouse of Worship
Parking
Off Street
Flooring
Vinyl, Wood
Roof
Shingle
Sewer
Public Sewer

Lot features

Gentle Sloping

Neighborhood — 01562

MetricThis ZIPCountyUSA
Population11,1696,444,931299,088,112
Population Change Since19905.00%7.00%20.00%
Population Density329786
Male5,5433,127,134147,432,321
Female5,6263,317,797151,655,844
Never Married2,4311,612,88563,775,926
Married4,7742,586,314123,120,365
Separated229247,85712,639,686
Widowed637363,59415,467,586
Divorced1,042436,88823,075,029
Number Of House Hold4,3822,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.1537.2535.46
Median House Hold Income$51,099$57,698$48,276
Average House Hold Income$57,999$75,023$63,629
P C I$22,756$29,196$24,529
M D I$43,149$48,105$41,133
A T H E$48,279$57,083$50,898
S T R5.00%5.00%
W C J78.82%81.38%77.74%
(Zip) Code
1562

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/13/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

32 Main St · Spencer — $450,000 · Certihomes