CCertihomes
394 Central Street, Saugus, MA 01906

$499,000

2 beds 1 baths 1,220 sqft Built 19604 days on marketActive

About this home

Ideal starter home with numerous upgrades! This charming brick-front cape on a spacious corner lot has seen many recent enhancements by its current owner, including upgraded electrical panel, hot water tank, and home water filtration system to name just a few. The roof is newer, and the property offers ample parking with two driveways. Inside, enjoy the warmth of hardwood floors, a cozy living room with fireplace, and convenient attached garage. The large, fully fenced yard offers privacy and ample potential for creating your dream outdoor space. Solar panels (leased) add eco-friendliness to this inviting home. Conveniently located near Route 1 and other key amenities, this is a great opportunity for first-time buyers. Don't miss your chance to own this home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,641/mo

Real estate (PITI + HOA + PMI)
$4,310
Principal + interest$3,218
Property tax + insurance$905
PMI / 2nd mortgage$187
Utilities
$528
Heating + cooling$102
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$150
Car insurance + maintenance$150
Other (entertainment)
$158
$4,641/mo TLC
Budget$5,141/mo
Remaining after TLC$500/mo
Purchase price
$499,000
Down payment
$24,950 (5%)
Loan amount
$474,050
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cape
Year built
1960
Lot size
0.11 ac
Stories
0
Heating
Forced Air, Natural Gas
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$4,910
MLS #
73236645
County
Essex

At a glance

Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
Gas Water HeaterDishwasherRefrigeratorWasherDryer
Community
Public TransportationShoppingParkWalk/Jog TrailsGolfMedical FacilityLaundromatBike PathConservation AreaHighway AccessPrivate SchoolPublic School
Parking
AttachedUnderOff StreetPaved
Flooring
Hardwood
Sewer
Public Sewer

Lot features

Corner Lot

Neighborhood — 01906

MetricThis ZIPCountyUSA
Population23,3676,444,931299,088,112
Population Change Since19902.00%7.00%20.00%
Population Density2,018786
Male11,2413,127,134147,432,321
Female12,1263,317,797151,655,844
Never Married4,9871,612,88563,775,926
Married10,6382,586,314123,120,365
Separated771247,85712,639,686
Widowed1,616363,59415,467,586
Divorced1,630436,88823,075,029
Number Of House Hold9,0372,431,591111,826,380
Average House Hold Size2.562.562.60
Medial Age42.1737.2535.46
Median House Hold Income$62,239$57,698$48,276
Average House Hold Income$71,588$75,023$63,629
P C I$27,894$29,196$24,529
M D I$51,597$48,105$41,133
A T H E$55,893$57,083$50,898
S T R5.00%5.00%
W C J80.54%81.38%77.74%
(Zip) Code
1906

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/13/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.