CCertihomes
50 River Road, Ipswich, MA 01938

$1,250,000

5 beds 1 baths 1,523 sqft Built 19104 days on marketActive

About this home

AMAZING WATERFRONT cottage in this very desirable private seaside community in historic Ipswich. Unheard of 5 bdrm home completely & thoughtfully renovated inside with no expense spared. Currently seasonal but can be converted to year round by right. Direct beachfront access right outside your door. AMAZING sunsets year round up the Ipswich River. Beautiful open concept living on 1st floor taking full advantage of the ever changing seaside views out wall of windows. High end kitchen; great for entertaining large crowds. 4 large bdrms upstairs w/ cathedral ceilings. Enjoy everything that this old world charm community has to offer with outdoor activities organized for all ages in the summer months. Clubhouse, pickleball court, ball field, playground, 2 beaches, dock/mooring, along w forever protected views to every direction. Golf cart friendly. Enjoy train into Boston, Crane Beach, 100s of acres of open space & great restaurants/brew pubs, shops & farms nearby. Dream living by the sea.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,741/mo

Real estate (PITI + HOA + PMI)
$8,983
Principal + interest$5,669
Property tax + insurance$2,621
HOA$224
PMI / 2nd mortgage$469
Utilities
$482
Heating + cooling$79
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$106
Car insurance + maintenance$106
Other (entertainment)
$158
$8,741/mo TLC
Budget$9,241/mo
Remaining after TLC$500/mo
Purchase price
$1,250,000
Down payment
$62,500 (5%)
Loan amount
$1,187,500
APR
4%

Quick facts

Type
Single Family Residence
Style
Cottage
Year built
1910
Lot size
0.08 ac
Stories
0
Heating
Ductless
Cooling
Ductless
Water
Public
HOA
$224 / Monthly
Annual tax
$14,654
MLS #
73236756
County
Essex

At a glance

Fireplace
Dishwasher
Waterfront

Home features

Appliances
Electric Water HeaterDishwasherMicrowaveRefrigeratorWasherDryer
Interior
Entrance Foyer
Exterior
Porch - ScreenedOutdoor Shower
Community
Public TransportationShoppingTennis Court(s)ParkWalk/Jog TrailsStable(s)GolfLaundromatBike PathConservation AreaHouse of WorshipPublic SchoolT-Station
Parking
Off StreetDeededUnpaved
Fireplace
Dining Room
Kitchen
Flooring - WoodWindow(s) - PictureCountertops - Stone/Granite/SolidKitchen IslandCabinets - UpgradedExterior AccessOpen Floorplan
Flooring
Wood, Flooring - Wood
Roof
Shingle
Sewer
Private Sewer, Holding Tank

Lot features

Corner Lot, Flood Plain, Gentle Sloping

Schools

Elementary
Withrop
Middle
Ipswich
High
Ipswich

Neighborhood — 01938

MetricThis ZIPCountyUSA
Population18,3426,444,931299,088,112
Population Change Since199020.00%7.00%20.00%
Population Density565786
Male8,9133,127,134147,432,321
Female9,4283,317,797151,655,844
Never Married3,3111,612,88563,775,926
Married8,2592,586,314123,120,365
Separated917247,85712,639,686
Widowed1,027363,59415,467,586
Divorced1,260436,88823,075,029
Number Of House Hold6,8012,431,591111,826,380
Average House Hold Size2.572.562.60
Medial Age39.8737.2535.46
Median House Hold Income$71,415$57,698$48,276
Average House Hold Income$100,995$75,023$63,629
P C I$38,634$29,196$24,529
M D I$58,169$48,105$41,133
A T H E$70,739$57,083$50,898
S T R5.00%5.00%
W C J79.53%81.38%77.74%
(Zip) Code
1938

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/13/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.