CCertihomes
278 Route 20, Chester, MA 01011

$240,000

3 beds 1 baths 1,399 sqft Built 19204 days on marketActive

About this home

Fabulous upgrades and improvements all throughout this unique colonial home. Gorgeous newer kitchen & bath. Newer roof, windows, electrical and more. First floor laundry, 2 Car attached garage and large back yard! Charm, character, quaint country built-ins and finishings will surprise you at every turn. Open kitchen and living room with sliders to a covered front porch. The main bedroom on the first floor is good size and there is also a home office on the first floor. The second floor has 2 bedrooms. You can put your own finishing touches into a couple of rooms that still need to be completed to make this truly special home your very own. There is a large room on the first floor that could be a great family or dining room that is not finished. One bedroom on the 2nd floor is not finished. Conveniently located to the town center, all area amenities, magnificent recreational areas and only a short commute to the Berkshires, Westfield or Northampton. Call today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,558/mo

Real estate (PITI + HOA + PMI)
$2,188
Principal + interest$1,548
Property tax + insurance$550
PMI / 2nd mortgage$90
Utilities
$503
Heating + cooling$90
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$105
Car insurance + maintenance$105
Other (entertainment)
$157
$2,558/mo TLC
Budget$5,000/mo
Remaining after TLC$2,442/mo
Purchase price
$240,000
Down payment
$12,000 (5%)
Loan amount
$228,000
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1920
Lot size
0.52 ac
Stories
0
Heating
Forced Air, Oil
Cooling
None
Water
Public
HOA
Annual tax
$3,322
MLS #
73236779
County
Hampden

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
Water HeaterRangeDishwasherMicrowaveRefrigeratorWasherDryer
Interior
Home OfficeInternet Available - Broadband
Exterior
Porch
Parking
AttachedOff Street
Kitchen
Flooring - LaminateCountertops - Stone/Granite/SolidCountertops - UpgradedKitchen IslandOpen FloorplanRecessed LightingRemodeledStainless Steel AppliancesGas Stove
Flooring
Wood, Tile, Laminate, Flooring - Wood
Roof
Shingle
Sewer
Private Sewer

Lot features

Cleared, Level

Neighborhood — 01011

MetricThis ZIPCountyUSA
Population1,2816,444,931299,088,112
Population Change Since19904.00%7.00%20.00%
Population Density26786
Male6473,127,134147,432,321
Female6343,317,797151,655,844
Never Married2341,612,88563,775,926
Married6392,586,314123,120,365
Separated27247,85712,639,686
Widowed55363,59415,467,586
Divorced102436,88823,075,029
Number Of House Hold4802,431,591111,826,380
Average House Hold Size2.672.562.60
Medial Age40.2537.2535.46
Median House Hold Income$60,675$57,698$48,276
Average House Hold Income$68,636$75,023$63,629
P C I$25,727$29,196$24,529
M D I$49,999$48,105$41,133
A T H E$54,363$57,083$50,898
S T R5.00%5.00%
W C J79.03%81.38%77.74%
(Zip) Code
1011

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/13/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.