CCertihomes
21 Ruggles Ct, Palmer, MA 01080

$279,000

2 beds 1 baths 1,266 sqft Built 19524 days on marketActive

About this home

Just ADORABLE! Don't miss this beautiful brick ranch on a peaceful dead-end street. Ideal for first-time buyers or empty nesters. This home offers the ease and convenience of single-level living. Step into the spacious living room, graced with gleaming hardwood floors, a brick fireplace, and a large picture window, setting a welcoming and cozy ambiance. The dining room is bathed in natural light which opens up to the kitchen that is well-equipped with plenty of cabinet space, ideal for the at-home chef! The home also boasts two generously sized bedrooms, providing ample space for rest and relaxation. The basement, while unfinished, provides the perfect space for entertaining, with ample room and a pool table that will remain. BONUS the walk-up attic offers ABUNDANT storage space! Outside, a fabulous backyard awaits, for all your outdoor activities. Updates include new furnace in 2021 and new roof in 2017. WELCOME HOME! Highest and Best Offers Sunday 5/19 5pm

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,869/mo

Real estate (PITI + HOA + PMI)
$2,529
Principal + interest$1,799
Property tax + insurance$625
PMI / 2nd mortgage$105
Utilities
$465
Heating + cooling$71
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$109
Car insurance + maintenance$109
Other (entertainment)
$157
$2,869/mo TLC
Budget$5,000/mo
Remaining after TLC$2,131/mo
Purchase price
$279,000
Down payment
$13,950 (5%)
Loan amount
$265,050
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1952
Lot size
0.16 ac
Stories
0
Heating
Baseboard, Oil
Cooling
None
Water
Public
HOA
Annual tax
$3,867
MLS #
73230498
County
Hampden

At a glance

Fireplace
Basement
Garage (1)
Dishwasher

Home features

Appliances
Water HeaterRangeDishwasherRefrigerator
Interior
Walk-up Attic
Exterior
Porch
Parking
DetachedPaved DriveOff StreetPaved
Fireplace
Living Room
Kitchen
Flooring - VinylExterior AccessLighting - Overhead
Flooring
Vinyl, Carpet, Laminate, Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Level

Neighborhood — 01080

MetricThis ZIPCountyUSA
Population2576,444,931299,088,112
Population Change Since1990-3.00%7.00%20.00%
Population Density105786
Male1233,127,134147,432,321
Female1343,317,797151,655,844
Never Married451,612,88563,775,926
Married1112,586,314123,120,365
Separated8247,85712,639,686
Widowed17363,59415,467,586
Divorced28436,88823,075,029
Number Of House Hold1042,431,591111,826,380
Average House Hold Size2.482.562.60
Medial Age37.7537.2535.46
Median House Hold Income$43,749$57,698$48,276
Average House Hold Income$46,222$75,023$63,629
P C I$18,726$29,196$24,529
M D I$38,437$48,105$41,133
A T H E$41,548$57,083$50,898
S T R5.00%5.00%
W C J72.97%81.38%77.74%
(Zip) Code
1080

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/13/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.