CCertihomes
18 Pine Ridge Drive, Ayer, MA 01432

$479,900

3 beds 1 baths 1,056 sqft Built 19694 days on marketActive

About this home

Nestled on a tranquil side street, this charming 3-bedroom ranch offers the perfect blend of serenity and convenience. Just moments from Flannagan Pond and a short stroll to Sandy Pond's town beach, it's an oasis for outdoor enthusiasts. The partially finished basement beckons with possibilities for a media room or office space, while the inviting living room boasts a cozy fireplace. Step outside to a spacious backyard, ideal for gatherings with family or friends. With the T-Station only 1.5 miles away, commuting is a breeze, making this home a haven for both relaxation and practicality.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,364/mo

Real estate (PITI + HOA + PMI)
$4,103
Principal + interest$3,095
Property tax + insurance$828
PMI / 2nd mortgage$180
Utilities
$460
Heating + cooling$68
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$158
$4,364/mo TLC
Budget$5,000/mo
Remaining after TLC$636/mo
Purchase price
$479,900
Down payment
$23,995 (5%)
Loan amount
$455,905
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1969
Lot size
0.3 ac
Stories
0
Heating
Baseboard, Oil
Cooling
None
Water
Public
HOA
Annual tax
$4,269
MLS #
73236911
County
Middlesex

At a glance

Fireplace
Basement

Home features

Appliances
RangeRefrigerator
Interior
Bonus Room
Community
Public TransportationParkConservation AreaHighway AccessHouse of WorshipPublic SchoolT-Station
Parking
Paved DriveOff StreetDrivewayPaved
Flooring
Carpet
Roof
Shingle
Sewer
Private Sewer

Lot features

Cleared

Neighborhood — 01432

MetricThis ZIPCountyUSA
Population5,1206,444,931299,088,112
Population Change Since19906.00%7.00%20.00%
Population Density519786
Male2,5013,127,134147,432,321
Female2,6193,317,797151,655,844
Never Married1,1741,612,88563,775,926
Married1,9722,586,314123,120,365
Separated276247,85712,639,686
Widowed285363,59415,467,586
Divorced402436,88823,075,029
Number Of House Hold2,1512,431,591111,826,380
Average House Hold Size2.292.562.60
Medial Age37.0137.2535.46
Median House Hold Income$52,451$57,698$48,276
Average House Hold Income$65,485$75,023$63,629
P C I$28,119$29,196$24,529
M D I$44,485$48,105$41,133
A T H E$51,979$57,083$50,898
S T R5.00%5.00%
W C J74.62%81.38%77.74%
(Zip) Code
1432

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/13/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.