CCertihomes
481 Atlantic, Westerly, RI 02891

$2,995,000

3 beds 3 baths 1,496 sqft Built 1966Active

About this home

Atlantic Ocean Beachfront! This fantastic home is on 1/3 of an acre of pristine beach with extraordinary views of Block Island, Montauk and beyond. There are views of the Atlantic Ocean beachside and lovely views of Winnapaug salt water pond on the front side. Views, views, and more views! The entire beach-facing side is ensconced with glass for explosive views from every vantage point. There are three bedrooms and one bath. Recently remodeled with new paneling, a new kitchen with a gas rangetop, a new bathroom, new flooring and a wood burning stove for fall and winter evenings! Simply grab your beach chairs, toes in the sand and move in! The expansive beachfront deck has new flooring and new railings and is perfect for your morning coffee and to watch the beauty of the Atlantic Ocean. There is a great lower level for extra storage along with two full baths. Adding to the perfection is an extraordinary screened in porch which measures 33 x 16 and is fabulous for after beach games and family fun. The porch adds so many opportunities to potentially expand living space !!! So many opportunities abound with this wonderful new offering. Located within minutes to the seaside Village resort of the Watch Hill, the iconic Ocean House and the great Olympia Tea Room.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$18,551/mo

Real estate (PITI + HOA + PMI)
$18,924
Principal + interest$13,584
Property tax + insurance$4,217
PMI / 2nd mortgage$1,123
Utilities
$1,046
Heating + cooling$370
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$18,551/mo TLC
Budget$19,051/mo
Remaining after TLC$500/mo
Purchase price
$2,995,000
Down payment
$149,750 (5%)
Loan amount
$2,845,250
APR
4%

Quick facts

Type
Residential
Style
Cottage
Year built
1966
Lot size
0.34 ac
Stories
0
Heating
Bottle Gas, Forced Air
Cooling
None
Water
Connected
HOA
Annual tax
$17,875
MLS #
1358929
County
Washington

At a glance

Basement
Waterfront

Home features

Interior
Insulation: Unknown
Exterior
PorchScreened Pch/Patio/Dck/Brzwy
Parking
No Garage
Fireplace
None
Flooring
Ceramic Tile, Vinyl
Sewer
Septic Tank

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/13/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

481 Atlantic · Westerly — $2,995,000 · Certihomes