CCertihomes
215 Trouble St, Cummington, MA 01026

$449,900

3 beds 2 baths 2,281 sqft Built 19884 days on marketActive

About this home

Charming 3 Bedroom and 2 Bathroom Cape that is so warm and welcoming. Hardwood floors shine as you walk throughout. Eat in kitchen with gas range. Large living room makes the first floor feel like home. Primary bedroom is spacious with a great space outside that would make a great powder room or nursery. The yard is great for entertaining and has a great mix of grassy areas and woods. You can hear the brook flowing as you sit on the back deck enjoying nature at its finest. Fantastic 3 car garage under the house makes for great workshop. House has owned solar panels that produce income not bills. Don't worry about power outages with a whole house automatic generator. This house is move in ready. New septic in 2022, metal roof, 1000 Mbs Internet connection, this house is perfect for someone that wants to work from home and enjoy natures beauty.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,196/mo

Real estate (PITI + HOA + PMI)
$3,932
Principal + interest$2,901
Property tax + insurance$862
PMI / 2nd mortgage$169
Utilities
$493
Heating + cooling$100
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$98
Car insurance + maintenance$98
Other (entertainment)
$127
$4,196/mo TLC
Budget$5,000/mo
Remaining after TLC$804/mo
Purchase price
$449,900
Down payment
$22,495 (5%)
Loan amount
$427,405
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cape
Year built
1988
Lot size
3.76 ac
Stories
0
Heating
Forced Air, Propane
Cooling
None
Water
Private
HOA
Annual tax
$4,370
MLS #
73237198
County
Hampshire

At a glance

Basement
Garage (3)

Home features

Appliances
Electric Water HeaterRangeRefrigerator
Interior
High Speed Internet
Exterior
Deck - Wood
Community
Park
Parking
Under
Flooring
Vinyl, Hardwood
Roof
Metal
Sewer
Private Sewer

Lot features

Corner Lot, Wooded

Neighborhood — 01026

MetricThis ZIPCountyUSA
Population3,2616,444,931299,088,112
Population Change Since199020.00%7.00%20.00%
Population Density87786
Male1,6383,127,134147,432,321
Female1,6243,317,797151,655,844
Never Married6771,612,88563,775,926
Married1,6252,586,314123,120,365
Separated61247,85712,639,686
Widowed116363,59415,467,586
Divorced267436,88823,075,029
Number Of House Hold1,0402,431,591111,826,380
Average House Hold Size3.032.562.60
Medial Age40.9837.2535.46
Median House Hold Income$53,442$57,698$48,276
Average House Hold Income$61,383$75,023$63,629
P C I$19,723$29,196$24,529
M D I$45,066$48,105$41,133
A T H E$50,279$57,083$50,898
S T R5.00%5.00%
W C J79.17%81.38%77.74%
(Zip) Code
1026

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/14/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.