CCertihomes
97 Osprey #12B, Middletown, RI 02842

$725,000

2 beds 2 baths 1,624 sqft Built 2013Active

About this home

Meticulously Appointed Move-In Ready Single Level Condo at Beautiful Bay Ridge Condominiums (Over 55 Community) in the Heart of Middletown, RI. Spacious and Open Floor Plan For Gracious Entertaining or Family Gathering With Light Filled Rooms, Hardwood Floors, Gas Fireplace and Central AC. A Large Cook's Kitchen Includes Gas Range, Center Island, Custom Built Pantry and Extra Storage. The Primary Bedroom has Ensuite Full Bath and Walk-In Closet. Guest Bedrm/Den with Walk In Closet has access to Another Full Bath. Efficient Laundry Room on this Level with Storage. Additional Features are Private Deck with Awning, 2 Car Garage and Full Unfinished Basement with Partially Finished Room. Bay Ridge Community Offers Pool, Tennis/Pickle Ball and Beautiful Community Center. A Short Drive to Beaches, Shopping, Downtown Newport and Harbor Activities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,660/mo

Real estate (PITI + HOA + PMI)
$5,704
Principal + interest$3,288
Property tax + insurance$1,744
HOA$400
PMI / 2nd mortgage$272
Utilities
$871
Heating + cooling$314
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$129
Car insurance + maintenance$129
Other (entertainment)
$127
$5,660/mo TLC
Budget$6,160/mo
Remaining after TLC$500/mo
Purchase price
$725,000
Down payment
$36,250 (5%)
Loan amount
$688,750
APR
4%

Quick facts

Type
Condominium
Style
Year built
2013
Lot size
Stories
1
Heating
Natural Gas, Forced Air, Gas Connected, Individual Control
Cooling
Central Air
Water
Connected, Individual Meter, Municipal
HOA
$400 / Monthly
Annual tax
$7,555
MLS #
1358765
County
Newport

At a glance

Air conditioning
Fireplace
Basement
Pool
Garage (2)
Dishwasher

Home features

Appliances
Gas Water HeaterDishwasherDryerExhaust FanDisposalRange HoodMicrowaveOven/RangeRefrigeratorWasher
Interior
Walls: Dry WallPlumbing: MixedInsulation: Floors
Exterior
Deck
Parking
AttachedGarage Door OpenerAssigned
Pool
In Ground
Fireplace
GasWood Frame
Flooring
Ceramic Tile, Hardwood
Sewer
Connected, Public Sewer

Lot features

Clubhouse, Paved Driveway, Paved, Private Compound, Sidewalks, Tennis, Underground Utilities

Neighborhood — 02842

MetricThis ZIPCountyUSA
Population15,0781,095,423299,088,112
Population Change Since1990-3.00%9.00%20.00%
Population Density1,196994
Male7,285529,266147,432,321
Female7,786566,157151,655,844
Never Married2,809266,40463,775,926
Married6,808435,678123,120,365
Separated49043,64212,639,686
Widowed79766,66815,467,586
Divorced1,15383,84323,075,029
Number Of House Hold5,533410,399111,826,380
Average House Hold Size2.662.562.60
Medial Age38.7437.2735.46
Median House Hold Income$54,937$47,553$48,276
Average House Hold Income$68,011$61,609$63,629
P C I$25,804$23,965$24,529
M D I$46,002$40,634$41,133
A T H E$53,925$49,940$50,898
S T R7.00%7.00%
W C J77.50%78.02%77.74%
(Zip) Code
2842

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/14/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

97 Osprey #12B · Middletown — $725,000 · Certihomes