CCertihomes
639 W Cherry St, Holyoke, MA 01040

$65,000

0 beds 0 baths 5 days on marketActive

About this home

Welcome to 639 W Cherry St, an approved building lot in picturesque Holyoke. This just under 3-acre parcel offers water & mountain views, perfect for your vacation home or full-time retreat. Experience privacy & tranquility, while remaining close to amenities. This lot is ideal for those seeking an escape from city life, with ample space to build a custom home. Take advantage of local shopping, dining & outdoor activities just a short drive away. The lot was previously approved for a single family home. The previously approved plot plans are attached to the listing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$1,200/mo

Real estate (PITI + HOA + PMI)
$723
Principal + interest$419
Property tax + insurance$280
PMI / 2nd mortgage$24
Utilities
$533
Heating + cooling$105
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$131
Car insurance + maintenance$131
Other (entertainment)
$157
$1,200/mo TLC
Budget$5,000/mo
Remaining after TLC$3,800/mo
Purchase price
$65,000
Down payment
$3,250 (5%)
Loan amount
$61,750
APR
7.2%

Quick facts

Type
Residential
Style
Year built
Lot size
2.87 ac
Stories
0
Heating
Cooling
Water
Private
HOA
Annual tax
$1,506
MLS #
73237338
County
Hampden

At a glance

Waterfront

Home features

Community
ShoppingTennis Court(s)ParkWalk/Jog TrailsStable(s)Golf
Sewer
Private Sewer

Lot features

Elevated, Wetlands, Sloped, Wooded, Fill Needed

Schools

Elementary
Per Board Of Ed
Middle
Per Board Of Ed
High
Per Board Of Ed

Neighborhood — 01040

MetricThis ZIPCountyUSA
Population41,5126,444,931299,088,112
Population Change Since1990-7.00%7.00%20.00%
Population Density1,816786
Male19,6613,127,134147,432,321
Female21,8513,317,797151,655,844
Never Married11,1621,612,88563,775,926
Married12,2352,586,314123,120,365
Separated3,129247,85712,639,686
Widowed2,622363,59415,467,586
Divorced3,249436,88823,075,029
Number Of House Hold15,6832,431,591111,826,380
Average House Hold Size2.562.562.60
Medial Age33.9137.2535.46
Median House Hold Income$33,970$57,698$48,276
Average House Hold Income$43,158$75,023$63,629
P C I$17,848$29,196$24,529
M D I$30,060$48,105$41,133
A T H E$39,562$57,083$50,898
S T R5.00%5.00%
W C J80.19%81.38%77.74%
(Zip) Code
1040

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/14/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.