CCertihomes
104 Cottage St, Melrose, MA 02176

$985,000

5 beds 2 baths 1,919 sqft Built 19004 days on marketActive

About this home

Welcome to this stylish & timeless Victorian masterpiece which boasts all the features you've been longing for. Step into the welcoming foyer, where charm meets sophistication. The living room beckons w/high ceilings & natural light streaming through large windows. Indulge your inner chef in the beautifully-designed kitchen, complete with plenty of cabinets for all your gourmet essentials, stunning granite countertops, & sleek stainless-steel appliances. Entertain effortlessly in the kitchen dining room combo making it the ideal setting for memorable gatherings. The first floor also features a beautifully renovated bath, adding convenience & elegance to daily life. Upstairs, discover 3 bedrooms featuring hardwood floors, high ceilings, including a primary bedroom boasting a generous walk-in closet. Ascend to the 3rd floor, where 2 additional bedrooms await, perfect for guests, a home office, or your personal workout space. All within walking distance to everything Melrose has to offer

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,632/mo

Real estate (PITI + HOA + PMI)
$6,489
Principal + interest$4,467
Property tax + insurance$1,653
PMI / 2nd mortgage$369
Utilities
$592
Heating + cooling$134
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$158
$6,632/mo TLC
Budget$7,132/mo
Remaining after TLC$500/mo
Purchase price
$985,000
Down payment
$49,250 (5%)
Loan amount
$935,750
APR
4%

Quick facts

Type
Single Family Residence
Style
Victorian
Year built
1900
Lot size
0.14 ac
Stories
0
Heating
Forced Air, Natural Gas, Electric, Ductless
Cooling
Central Air, Ductless
Water
Public
HOA
Annual tax
$8,354
MLS #
73237406
County
Middlesex

At a glance

Air conditioning
Basement
Dishwasher

Home features

Appliances
Gas Water HeaterRangeDishwasherDisposalMicrowaveRefrigeratorWasherDryerRange HoodPlumbed For Ice Maker
Interior
Internet Available - Unknown
Exterior
PorchPorch - EnclosedDeck - CompositeRain GuttersStorageSprinkler SystemGarden
Community
Public TransportationShoppingParkWalk/Jog TrailsMedical FacilityLaundromatHighway AccessHouse of WorshipPrivate SchoolPublic SchoolT-Station
Parking
Paved DriveOff StreetTandemPaved
Kitchen
Window(s) - Bay/Bow/BoxDining AreaCountertops - Stone/Granite/SolidCabinets - UpgradedExterior AccessOpen FloorplanRecessed LightingRemodeledStainless Steel AppliancesGas StovePeninsulaLighting - Overhead
Flooring
Tile, Carpet, Hardwood, Engineered Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Level

Neighborhood — 02176

MetricThis ZIPCountyUSA
Population31,8986,444,931299,088,112
Population Change Since1990-4.00%7.00%20.00%
Population Density6,884786
Male15,2023,127,134147,432,321
Female16,6963,317,797151,655,844
Never Married7,3121,612,88563,775,926
Married14,4272,586,314123,120,365
Separated848247,85712,639,686
Widowed1,985363,59415,467,586
Divorced1,756436,88823,075,029
Number Of House Hold12,9112,431,591111,826,380
Average House Hold Size2.442.562.60
Medial Age40.8237.2535.46
Median House Hold Income$71,817$57,698$48,276
Average House Hold Income$83,191$75,023$63,629
P C I$34,198$29,196$24,529
M D I$58,354$48,105$41,133
A T H E$61,944$57,083$50,898
S T R5.00%5.00%
W C J79.65%81.38%77.74%
(Zip) Code
2176

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/14/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.