CCertihomes
4 Kettle Close, Westerly, RI 02891

$1,695,000

2 beds 4 baths 3,451 sqft Built 2015Active

About this home

Located in Winnapaug Cottages, this property features a rare second floor with ocean views! Enjoy all of the bonuses and privacy of a house with all of the amenities and services of a condominium! This carefree property features two bedrooms, two full and two half baths with one floor living at its finest with a main bedroom ensuite. And just outside the main bedroom is door to an outdoor shower! This house is perfect for entertaining with a large screened in porch, a spacious deck as well as a second floor balcony large enough to host friends while enjoying ocean views and Block Island beyond! For cozy evenings, there are three fireplaces! One in the living room, one in the den/office and one in the main bedroom! The kitchen features additional cabinets for entertaining and storage! The lower level features a large and inviting family room with a walk out to a lovely lawn and an additional sleeping space with a full bathroom.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$11,905/mo

Real estate (PITI + HOA + PMI)
$11,961
Principal + interest$7,688
Property tax + insurance$3,162
HOA$475
PMI / 2nd mortgage$636
Utilities
$1,706
Heating + cooling$725
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$132
Car insurance + maintenance$132
Other (entertainment)
$140
$11,905/mo TLC
Budget$12,405/mo
Remaining after TLC$500/mo
Purchase price
$1,695,000
Down payment
$84,750 (5%)
Loan amount
$1,610,250
APR
4%

Quick facts

Type
Residential
Style
Cottage
Year built
2015
Lot size
Stories
0
Heating
Natural Gas, Baseboard, Central Air, Forced Air, Gas Connected
Cooling
Central Air
Water
Individual Meter, Municipal
HOA
$475 / Monthly
Annual tax
$12,400
MLS #
1358997
County
Washington

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher
Balcony

Home features

Appliances
Tankless Water HeaterDishwasherDryerMicrowaveOven/RangeRefrigeratorWasher
Interior
StairsWet BarWalls: Dry WallPlumbing: PVCInsulation: CeilingFloorsWalls
Exterior
BalconyDeckScreened Pch/Patio/Dck/Brzwy
Parking
Attached
Fireplace
Free StandingGasGas InsertWood Frame
Flooring
Hardwood
Sewer
Public Sewer

Lot features

Cul-De-Sac, Paved Driveway, Sprinklers, Underground Utilities, Wooded

Neighborhood — 02891

MetricThis ZIPCountyUSA
Population21,0411,095,423299,088,112
Population Change Since199011.00%9.00%20.00%
Population Density697994
Male10,145529,266147,432,321
Female10,896566,157151,655,844
Never Married4,498266,40463,775,926
Married9,216435,678123,120,365
Separated73143,64212,639,686
Widowed1,62866,66815,467,586
Divorced1,60883,84323,075,029
Number Of House Hold8,094410,399111,826,380
Average House Hold Size2.562.562.60
Medial Age41.0037.2735.46
Median House Hold Income$49,801$47,553$48,276
Average House Hold Income$67,090$61,609$63,629
P C I$26,267$23,965$24,529
M D I$41,983$40,634$41,133
A T H E$53,001$49,940$50,898
S T R7.00%7.00%
W C J77.07%78.02%77.74%
(Zip) Code
2891

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/14/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

4 Kettle Close · Westerly — $1,695,000 · Certihomes