CCertihomes
42 Stewart St, West Newbury, MA 01985

$699,000

3 beds 4 baths 2,550 sqft Built 19864 days on marketActive

About this home

Private 4.34-acre oasis adjacent to conservation land in picturesque West Newbury. Enjoy a country lifestyle less than an hour from Boston in a spacious 3-bedroom, 3.5 bath Cape. Built-ins and a wood-burning fireplace are in the living room that flows to a spacious family or dining room (you choose!) w/ a wood stove - all w/ wood flooring - open to an inviting kitchen with stainless appliances, great counter space and ample cabinetry. A mudroom, laundry room, 1st floor bath, & spacious 3-season porch that leads to a fabulous deck and then down to a paver patio with a fire pit are wonderful extras! Charm rules upstairs with window seats and built-ins in the dormered bedrooms including the large carpeted primary suite with an extra-long closet and full bath. The full basement has the best of both worlds: finished area w/ a kitchenette and full bath to use for guests or playroom plus unfinished space for storage. A barn, shed & brand-new septic system enhance this one-time horse property.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$6,348/mo

Real estate (PITI + HOA + PMI)
$6,117
Principal + interest$4,507
Property tax + insurance$1,348
PMI / 2nd mortgage$262
Utilities
$582
Heating + cooling$129
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$98
Car insurance + maintenance$98
Other (entertainment)
$158
$6,348/mo TLC
Budget$6,848/mo
Remaining after TLC$500/mo
Purchase price
$699,000
Down payment
$34,950 (5%)
Loan amount
$664,050
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cape
Year built
1986
Lot size
4.34 ac
Stories
0
Heating
Forced Air, Oil
Cooling
Central Air
Water
Public
HOA
Annual tax
$7,420
MLS #
73237702
County
Essex

At a glance

Air conditioning
Fireplace
Basement
Dishwasher

Home features

Appliances
RangeDishwasherMicrowaveRefrigerator
Interior
Bathroom - With Shower StallCloset3/4 BathLiving/Dining Rm ComboOfficeFoyerMud Room
Exterior
Deck - WoodPatioStorageBarn/Stable
Community
Public TransportationParkWalk/Jog TrailsHighway AccessHouse of WorshipPublic School
Kitchen
Flooring - Stone/Ceramic TileExterior Access
Flooring
Tile, Carpet, Laminate, Hardwood, Pine, Flooring - Vinyl, Flooring - Stone/Ceramic Tile
Roof
Shingle
Sewer
Private Sewer

Lot features

Other

Neighborhood — 01985

MetricThis ZIPCountyUSA
Population4,3796,444,931299,088,112
Population Change Since199028.00%7.00%20.00%
Population Density299786
Male2,2043,127,134147,432,321
Female2,1753,317,797151,655,844
Never Married6491,612,88563,775,926
Married2,3612,586,314123,120,365
Separated93247,85712,639,686
Widowed125363,59415,467,586
Divorced114436,88823,075,029
Number Of House Hold1,4652,431,591111,826,380
Average House Hold Size2.992.562.60
Medial Age40.0737.2535.46
Median House Hold Income$106,587$57,698$48,276
Average House Hold Income$122,702$75,023$63,629
P C I$41,050$29,196$24,529
M D I$81,229$48,105$41,133
A T H E$82,456$57,083$50,898
S T R5.00%5.00%
W C J86.14%81.38%77.74%
(Zip) Code
1985

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.