CCertihomes
105 Clark Rd, Spencer, MA 01562

$525,000

1 beds 1 baths 912 sqft Built 19454 days on marketActive

About this home

Discover a serene retreat on highly sought-after Stiles Lake. This year-round waterfront home boasts spacious rooms & offers one of the most captivating views of the lake. Step out onto the deck & immerse yourself in the splendor of breathtaking sunsets & the ever-changing beauty of the seasons reflected on the water. This 1 bedroom open floor plan home has undergone a plethora of upgrades, both inside & out. From the revamped deck to a robust 200-amp service, every detail has been carefully attended to. Inside, a completely renovated bath, hardwood floors, updated kitchen & a host of other enhancements ensure comfort & style abound. Stiles Lake, spanning 463 acres of pristine spring-fed waters, offers a fully recreational haven w/ waterfront concerts & lively social gatherings. When you invest in this property, you're not just acquiring a home, you're gaining access to a vibrant lakeside lifestyle. Join the spirited community & revel in the epitome of lake living this summer.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,579/mo

Real estate (PITI + HOA + PMI)
$4,364
Principal + interest$3,385
Property tax + insurance$782
PMI / 2nd mortgage$197
Utilities
$425
Heating + cooling$67
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$125
$4,579/mo TLC
Budget$5,079/mo
Remaining after TLC$500/mo
Purchase price
$525,000
Down payment
$26,250 (5%)
Loan amount
$498,750
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Bungalow
Year built
1945
Lot size
0.12 ac
Stories
0
Heating
Forced Air, Oil
Cooling
None
Water
Private
HOA
Annual tax
$3,316
MLS #
73237009
County
Worcester

At a glance

Fireplace
Basement
Waterfront

Home features

Appliances
Electric Water HeaterRangeRefrigeratorWasherDryer
Interior
Open FloorplanSun RoomInternet Available - BroadbandInternet Available - SatelliteInternet Available - Unknown
Exterior
DeckDeck - CompositeRain GuttersScreens
Community
ShoppingPoolTennis Court(s)ParkWalk/Jog TrailsStable(s)GolfMedical FacilityLaundromatHouse of WorshipPrivate SchoolPublic School
Parking
Paved DriveOff StreetPaved
Fireplace
Living Room
Kitchen
Flooring - Stone/Ceramic TileDining AreaCountertops - Stone/Granite/SolidExterior AccessOpen FloorplanRecessed Lighting
Flooring
Tile, Laminate, Hardwood, Flooring - Hardwood
Roof
Shingle
Sewer
Private Sewer

Schools

Elementary
Wire Village
Middle
Knox Trail
High
David Prouty

Neighborhood — 01562

MetricThis ZIPCountyUSA
Population11,1696,444,931299,088,112
Population Change Since19905.00%7.00%20.00%
Population Density329786
Male5,5433,127,134147,432,321
Female5,6263,317,797151,655,844
Never Married2,4311,612,88563,775,926
Married4,7742,586,314123,120,365
Separated229247,85712,639,686
Widowed637363,59415,467,586
Divorced1,042436,88823,075,029
Number Of House Hold4,3822,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.1537.2535.46
Median House Hold Income$51,099$57,698$48,276
Average House Hold Income$57,999$75,023$63,629
P C I$22,756$29,196$24,529
M D I$43,149$48,105$41,133
A T H E$48,279$57,083$50,898
S T R5.00%5.00%
W C J78.82%81.38%77.74%
(Zip) Code
1562

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

105 Clark Rd · Spencer — $525,000 · Certihomes