CCertihomes
14 Cottage St #D, Pepperell, MA 01463

$489,000

3 beds 2 baths 1,783 sqft Built 19895 days on marketActive

About this home

Welcome home to this beautiful detached single family-like Condo w/ a front patio, perfect for enjoying morning coffee or evening sunsets. As you enter, head up to the sun-drenched Living RM where recessed lighting continues into the open concept space. The Dining RM, adorned w/ a vaulted ceiling, offers access to the deck & opens to the Kitchen featuring a center island, white cabinets & contrasting counters. Down the hallway, discover a guest Full BA w/ vessel sink, a Primary BDRM w/ private ensuite & 2 addt’l BDRMS. Venture downstairs to the finished BSMNT to find over 300 sq ft of bonus space, an oversized Laundry RM & storage space w/ access to the 2-car garage. Offering the perks of an HOA, including mowing & plowing, while still enjoying the benefits of homeownership w/ your own private yard space. New AC (2023) & HW tank. Tonal workout system installed in 2022. Added storage outside in the 7x7 shed.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,685/mo

Real estate (PITI + HOA + PMI)
$4,733
Principal + interest$3,153
Property tax + insurance$1,147
HOA$250
PMI / 2nd mortgage$183
Utilities
$440
Heating + cooling$97
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$100
Car insurance + maintenance$100
Other (entertainment)
$130
$4,685/mo TLC
Budget$5,185/mo
Remaining after TLC$500/mo
Purchase price
$489,000
Down payment
$24,450 (5%)
Loan amount
$464,550
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Split Entry
Year built
1989
Lot size
Stories
0
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Water
Public
HOA
$250 / Monthly
Annual tax
$4,649
MLS #
73237970
County
Middlesex

At a glance

Air conditioning
Basement
Garage (2)
Dishwasher

Home features

Appliances
Gas Water HeaterWater HeaterRangeDishwasherMicrowaveRefrigeratorWasherDryerPlumbed For Ice Maker
Exterior
Deck - WoodStorageFenced Yard
Parking
UnderGarage Door OpenerGarage Faces SidePaved DriveOff Street
Flooring
Tile, Vinyl, Carpet, Hardwood
Roof
Shingle
Sewer
Public Sewer

Lot features

Level

Neighborhood — 01463

MetricThis ZIPCountyUSA
Population9,9176,444,931299,088,112
Population Change Since199012.00%7.00%20.00%
Population Density423786
Male4,9363,127,134147,432,321
Female4,9803,317,797151,655,844
Never Married1,6851,612,88563,775,926
Married4,6412,586,314123,120,365
Separated198247,85712,639,686
Widowed293363,59415,467,586
Divorced624436,88823,075,029
Number Of House Hold3,3702,431,591111,826,380
Average House Hold Size2.942.562.60
Medial Age35.4237.2535.46
Median House Hold Income$75,220$57,698$48,276
Average House Hold Income$84,089$75,023$63,629
P C I$28,638$29,196$24,529
M D I$60,744$48,105$41,133
A T H E$62,542$57,083$50,898
S T R5.00%5.00%
W C J77.47%81.38%77.74%
(Zip) Code
1463

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

14 Cottage St #D · Pepperell — $489,000 · Certihomes