CCertihomes
20 Montrose St, Springfield, MA 01109

$190,000

4 beds 1 baths 2,094 sqft Built 19194 days on marketActive

About this home

Visit this colonial style residence constructed in 1919. The property features four bedrooms, one full bathroom, and more than 2000 square feet of living area. Upon entering, you will be welcomed by hardwood floors, high ceilings, and an abundance of natural light pouring in through the numerous windows. The house boasts many traditional elements such as wooden trim doorways, a brick fireplace, and an elaborate wooden mantle. The full-sized basement offers ample storage space. Off-street parking is available with the extended driveway and detached garage. Nearby attractions include Wesson Park, Naismith Basketball Hall of Fame, and MGM Springfield Hotel & Casino. Arrange a tour and turn this house into your new home today! The property is subject to a 3-day First Look period. Seller will negotiate ALL offers after the period expire

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$2,203/mo

Real estate (PITI + HOA + PMI)
$1,746
Principal + interest$1,225
Property tax + insurance$450
PMI / 2nd mortgage$71
Utilities
$560
Heating + cooling$118
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$144
Car insurance + maintenance$144
Other (entertainment)
$158
$2,203/mo TLC
Budget$5,000/mo
Remaining after TLC$2,797/mo
Purchase price
$190,000
Down payment
$9,500 (5%)
Loan amount
$180,500
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1919
Lot size
0.11 ac
Stories
0
Heating
Steam, Oil
Cooling
None
Water
Public
HOA
Annual tax
$2,302
MLS #
73238183
County
Hampden

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
Water HeaterRangeWasher
Exterior
Fenced Yard
Community
Public TransportationShoppingParkWalk/Jog TrailsMedical FacilityConservation Area
Parking
DetachedOff StreetPaved
Flooring
Wood
Roof
Shingle
Sewer
Public Sewer

Lot features

Corner Lot

Neighborhood — 01109

MetricThis ZIPCountyUSA
Population29,5646,444,931299,088,112
Population Change Since1990-5.00%7.00%20.00%
Population Density5,739786
Male13,8373,127,134147,432,321
Female15,7283,317,797151,655,844
Never Married10,4901,612,88563,775,926
Married6,7062,586,314123,120,365
Separated1,695247,85712,639,686
Widowed1,467363,59415,467,586
Divorced2,278436,88823,075,029
Number Of House Hold9,6122,431,591111,826,380
Average House Hold Size2.852.562.60
Medial Age27.7037.2535.46
Median House Hold Income$31,251$57,698$48,276
Average House Hold Income$42,151$75,023$63,629
P C I$14,740$29,196$24,529
M D I$28,111$48,105$41,133
A T H E$39,041$57,083$50,898
S T R5.00%5.00%
W C J88.88%81.38%77.74%
(Zip) Code
1109

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.