CCertihomes
100 Central St #5, Ipswich, MA 01938

$599,900

3 beds 3 baths 1,763 sqft Built 20044 days on marketActive

About this home

**OFFERS DUE TUESDAY AT NOON** This turn-key townhome in Ipswich will not disappoint! Let's start with the location. Less than a mile from your front door you will find restaurants, shopping, grocery store and the commuter rail! Leave that car parked in your 2 car garage because you won't need it! Head inside to be greeted by a mudroom where you can kick off your shoes and walk up to your stunning open concept kitchen/living/dining area anchored by a cozy gas fireplace. On the next level you will find a primary bedroom with walk in closet and a shared ensuite bath. Another bedroom with tasteful accent wall and ample closet space is on this floor as well as a dedicated laundry room. Your top floor is a massive bedroom currently utilized as a kids room, but you might just want to make this your primary as it's large and has it's own ensuite and balcony. The current owners have taken immaculate care of this lovely home but now it's your turn!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$5,780/mo

Real estate (PITI + HOA + PMI)
$6,030
Principal + interest$3,868
Property tax + insurance$1,509
HOA$428
PMI / 2nd mortgage$225
Utilities
$436
Heating + cooling$81
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$106
Car insurance + maintenance$106
Other (entertainment)
$158
$5,780/mo TLC
Budget$6,280/mo
Remaining after TLC$500/mo
Purchase price
$599,900
Down payment
$29,995 (5%)
Loan amount
$569,905
APR
7.2%

Quick facts

Type
Condominium
Style
Year built
2004
Lot size
Stories
4
Heating
Forced Air, Natural Gas
Cooling
Central Air
Water
Public
HOA
$428 / Monthly
Annual tax
$5,666
MLS #
73238196
County
Essex

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
RangeDishwasherRefrigeratorWasherDryer
Interior
Mud Room
Parking
AttachedUnderOff Street
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01938

MetricThis ZIPCountyUSA
Population18,3426,444,931299,088,112
Population Change Since199020.00%7.00%20.00%
Population Density565786
Male8,9133,127,134147,432,321
Female9,4283,317,797151,655,844
Never Married3,3111,612,88563,775,926
Married8,2592,586,314123,120,365
Separated917247,85712,639,686
Widowed1,027363,59415,467,586
Divorced1,260436,88823,075,029
Number Of House Hold6,8012,431,591111,826,380
Average House Hold Size2.572.562.60
Medial Age39.8737.2535.46
Median House Hold Income$71,415$57,698$48,276
Average House Hold Income$100,995$75,023$63,629
P C I$38,634$29,196$24,529
M D I$58,169$48,105$41,133
A T H E$70,739$57,083$50,898
S T R5.00%5.00%
W C J79.53%81.38%77.74%
(Zip) Code
1938

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.