CCertihomes
15 Richmond Rd, Ludlow, MA 01056

$400,000

3 beds 2 baths 1,136 sqft Built 19714 days on marketActive

About this home

Enjoy your backyard oasis!! This 3 bedroom, 2 bathroom ranch is close to shopping and highway access, yet boasts a backyard hideaway. Warm living room has hardwood floors and fireplace. The kitchen has granite counters, a pantry, updated appliances and opens to an amazing 3 season porch. The 3 season porch overlooks the yard and opens to an extra deck area. Partially finished basement offers more space as well as the second bathroom and fireplace. Walk out basement opens to a large covered patio area. Electric service for hot tub on patio. Professional landscaping with a large fire pit area in the private backyard finish off the oasis. The home also has a shed, with electric, as well as a 2 car garage. This house is a must see and will not last long. Square footage does not include finished basement.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,839/mo

Real estate (PITI + HOA + PMI)
$3,574
Principal + interest$2,579
Property tax + insurance$845
PMI / 2nd mortgage$150
Utilities
$425
Heating + cooling$67
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$115
Car insurance + maintenance$115
Other (entertainment)
$125
$3,839/mo TLC
Budget$5,000/mo
Remaining after TLC$1,161/mo
Purchase price
$400,000
Down payment
$20,000 (5%)
Loan amount
$380,000
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1971
Lot size
0.35 ac
Stories
0
Heating
Baseboard, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$5,295
MLS #
73238251
County
Hampden

At a glance

Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Water HeaterRangeDishwasherDisposalMicrowaveRefrigeratorPlumbed For Ice Maker
Exterior
Porch - EnclosedDeckCovered Patio/DeckStorageProfessional Landscaping
Community
ShoppingWalk/Jog TrailsHighway Access
Parking
AttachedUnderGarage Door OpenerPaved DriveOff StreetPaved
Flooring
Tile, Hardwood
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01056

MetricThis ZIPCountyUSA
Population21,4926,444,931299,088,112
Population Change Since199014.00%7.00%20.00%
Population Density768786
Male11,1073,127,134147,432,321
Female10,3853,317,797151,655,844
Never Married4,1121,612,88563,775,926
Married9,2702,586,314123,120,365
Separated1,992247,85712,639,686
Widowed1,317363,59415,467,586
Divorced1,400436,88823,075,029
Number Of House Hold7,7622,431,591111,826,380
Average House Hold Size2.552.562.60
Medial Age38.2737.2535.46
Median House Hold Income$53,862$57,698$48,276
Average House Hold Income$58,840$75,023$63,629
P C I$23,372$29,196$24,529
M D I$45,308$48,105$41,133
A T H E$48,772$57,083$50,898
S T R5.00%5.00%
W C J73.76%81.38%77.74%
(Zip) Code
1056

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.