CCertihomes
76 Hill Terrace, Ludlow, MA 01056

$470,000

3 beds 3 baths 2,218 sqft Built 19784 days on marketActive

About this home

Discover this stunning Raised Ranch on a cul-de-sac street surrounded by nature’s beauty. Enjoy the views from two balconies and a raised deck overlooking the park-like grounds featuring a patio, outdoor fireplace, handcrafted seating, and two sheds, one with power for a generator. The living room offers a gas fireplace and sliders to the front balcony, and the spacious kitchen boasts an island and stainless-steel appliances. Dining room with wood floors provides access to the deck then down to the backyard. This level also offers a primary bedroom with wood floors, a private balcony and a full bathroom with shower, plus two additional bedrooms and another full bath with tub/shower. Relax in the family room with a gas stove to make things cozy or enjoy the sunroom that opens to the patio. The lower level also includes a half bath with laundry. Seller states that recent updates include roof, windows, flooring, and water heater. Don't miss the chance to see this one while you can!!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,509/mo

Real estate (PITI + HOA + PMI)
$4,227
Principal + interest$3,031
Property tax + insurance$1,020
PMI / 2nd mortgage$176
Utilities
$511
Heating + cooling$110
Internet + TV + phone$125
Water + sewer + garbage$58
Transportation
$115
Car insurance + maintenance$115
Other (entertainment)
$125
$4,509/mo TLC
Budget$5,009/mo
Remaining after TLC$500/mo
Purchase price
$470,000
Down payment
$23,500 (5%)
Loan amount
$446,500
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Raised Ranch
Year built
1978
Lot size
0.9 ac
Stories
0
Heating
Natural Gas, Electric
Cooling
Window Unit(s)
Water
Public
HOA
Annual tax
$6,098
MLS #
73238348
County
Hampden

At a glance

Fireplace
Basement
Garage (2)
Dishwasher
Balcony

Home features

Appliances
Water HeaterRangeDishwasherRefrigeratorWine RefrigeratorRange Hood
Interior
Ceiling Fan(s)Sun Room
Exterior
DeckPatioBalconyStorage
Community
ShoppingTennis Court(s)ParkGolfMedical FacilityHighway AccessPublic School
Parking
AttachedPaved DriveOff Street
Fireplace
Living Room
Kitchen
Ceiling Fan(s)Window(s) - PictureCountertops - Stone/Granite/SolidKitchen IslandStainless Steel AppliancesWine ChillerLighting - Overhead
Flooring
Wood, Tile, Flooring - Stone/Ceramic Tile
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01056

MetricThis ZIPCountyUSA
Population21,4926,444,931299,088,112
Population Change Since199014.00%7.00%20.00%
Population Density768786
Male11,1073,127,134147,432,321
Female10,3853,317,797151,655,844
Never Married4,1121,612,88563,775,926
Married9,2702,586,314123,120,365
Separated1,992247,85712,639,686
Widowed1,317363,59415,467,586
Divorced1,400436,88823,075,029
Number Of House Hold7,7622,431,591111,826,380
Average House Hold Size2.552.562.60
Medial Age38.2737.2535.46
Median House Hold Income$53,862$57,698$48,276
Average House Hold Income$58,840$75,023$63,629
P C I$23,372$29,196$24,529
M D I$45,308$48,105$41,133
A T H E$48,772$57,083$50,898
S T R5.00%5.00%
W C J73.76%81.38%77.74%
(Zip) Code
1056

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.