CCertihomes
998 Humphrey Street, Swampscott, MA 01907

$1,295,000

5 beds 3 baths 4,000 sqft Built 19155 days on marketActive

About this home

This updated & recently renovated 5 bedroom & 3 full bathroom home is located in the coveted Beach Bluff neighborhood and boasts 4, 000 square feet of gorgeous, finished living spaces. High ceilings, original woodwork/mouldings, multiple skylights, a large kitchen/dining room with coffee bar, SubZero fridge, double ovens & oversized island. Relax with your coffee in the serene screened in porch. Countless new updates including electrical wiring, outdoor shower, hot tub, washer/dryer, hot water tank, light fixtures, newly finished basement with wet bar, main floor bathroom, and additional closets.The fully fenced-in yard adds additional privacy and offers lush plantings throughout. Two car garage with storage, large mahogany deck and hot tub! Gas heat, central a/c on the second and third floors just add to the additional ease of living and convenience of this perfect home. Just blocks to public beaches, shopping, the commuter rail, the new Swampscott elementary school and so much more!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,782/mo

Real estate (PITI + HOA + PMI)
$8,736
Principal + interest$5,873
Property tax + insurance$2,377
PMI / 2nd mortgage$486
Utilities
$556
Heating + cooling$116
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$150
Car insurance + maintenance$150
Other (entertainment)
$158
$8,782/mo TLC
Budget$9,282/mo
Remaining after TLC$500/mo
Purchase price
$1,295,000
Down payment
$64,750 (5%)
Loan amount
$1,230,250
APR
4%

Quick facts

Type
Single Family Residence
Style
Other (See Remarks)
Year built
1915
Lot size
0.19 ac
Stories
0
Heating
Hot Water, Radiant, Natural Gas
Cooling
Central Air
Water
Public
HOA
Annual tax
$12,668
MLS #
73238406
County
Essex

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Dishwasher

Home features

Appliances
Water HeaterOvenDishwasherDisposalMicrowaveRangeRefrigeratorWasherDryer
Interior
Mud Room
Exterior
Porch - ScreenedDeck - WoodPatioRain GuttersProfessional LandscapingScreensFenced Yard
Parking
DetachedGarage Door OpenerStorageOff StreetPaved
Security
Security System
Flooring
Wood, Tile
Roof
Shingle, Rubber
Sewer
Public Sewer

Lot features

Corner Lot, Level

Schools

Elementary
Public/Private
Middle
Public/Private
High
Public/Private

Neighborhood — 01907

MetricThis ZIPCountyUSA
Population14,2866,444,931299,088,112
Population Change Since19908.00%7.00%20.00%
Population Density4,777786
Male6,7333,127,134147,432,321
Female7,5533,317,797151,655,844
Never Married2,6681,612,88563,775,926
Married6,7892,586,314123,120,365
Separated323247,85712,639,686
Widowed1,091363,59415,467,586
Divorced756436,88823,075,029
Number Of House Hold5,6972,431,591111,826,380
Average House Hold Size2.462.562.60
Medial Age42.8937.2535.46
Median House Hold Income$84,789$57,698$48,276
Average House Hold Income$117,596$75,023$63,629
P C I$46,987$29,196$24,529
M D I$67,212$48,105$41,133
A T H E$78,712$57,083$50,898
S T R5.00%5.00%
W C J82.74%81.38%77.74%
(Zip) Code
1907

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.

998 Humphrey Street · Swampscott — $1,295,000 · Certihomes