CCertihomes
4 Virginia St, Somerville, MA 02145

$875,000

3 beds 2 baths 1,723 sqft Built 19004 days on marketActive

About this home

Rare offering of a farmhouse Victorian single family between Prospect Hill, Gilman Sq, and Assembly Row. The circular flow layout, southern exposure, oversized windows, and nearly 9ft ceilings make the first floor airy and welcoming. The living room includes a bay window with period millwork, an oversized opening flows to the dining room with refinished pine floors, and cast plaster medallions. The gracious kitchen was recently updated with white cabinetry, under-cabinet lighting, and stainless steel appliances. The original farmhouse stairs were completely overhauled and ascend to the 2nd floor with refreshed full bathroom with white oak vanity and classic black and white tile and two bedrooms, including a captured room with flexible use. The top floor is finished with an additional bedroom and office with storage space. This home offers a spacious floor plan with an abundance of space, flooded with light.Convenient to the Gilman Sq green line, bikepath, & countless urban amenities.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$5,758/mo

Real estate (PITI + HOA + PMI)
$5,547
Principal + interest$3,969
Property tax + insurance$1,250
PMI / 2nd mortgage$328
Utilities
$615
Heating + cooling$146
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$128
Car insurance + maintenance$128
Other (entertainment)
$157
$5,758/mo TLC
Budget$6,258/mo
Remaining after TLC$500/mo
Purchase price
$875,000
Down payment
$43,750 (5%)
Loan amount
$831,250
APR
4%

Quick facts

Type
Single Family Residence
Style
Colonial
Year built
1900
Lot size
0.03 ac
Stories
0
Heating
Steam, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$4,793
MLS #
73238603
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
Gas Water HeaterRangeDishwasherDisposalMicrowaveRefrigeratorFreezerWasherDryer
Interior
NurseryHome Office
Parking
Paved DriveOff StreetPaved
Flooring
Wood, Tile
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 02145

MetricThis ZIPCountyUSA
Population22,2976,444,931299,088,112
Population Change Since19908.00%7.00%20.00%
Population Density16,148786
Male11,2663,127,134147,432,321
Female11,0313,317,797151,655,844
Never Married8,4441,612,88563,775,926
Married6,7492,586,314123,120,365
Separated1,042247,85712,639,686
Widowed1,046363,59415,467,586
Divorced1,218436,88823,075,029
Number Of House Hold8,2862,431,591111,826,380
Average House Hold Size2.682.562.60
Medial Age32.7237.2535.46
Median House Hold Income$48,707$57,698$48,276
Average House Hold Income$61,365$75,023$63,629
P C I$23,024$29,196$24,529
M D I$41,512$48,105$41,133
A T H E$50,173$57,083$50,898
S T R5.00%5.00%
W C J79.30%81.38%77.74%
(Zip) Code
2145

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.