CCertihomes
15 Ryans Ter, Lynn, MA 01904

$359,000

1 beds 1 baths 737 sqft Built 19644 days on marketActive

About this home

Welcome to this single-family home in a desirable area near Flax Pond on a dead-end street. This move-in-ready condo alternative offers lots of potential to first-time home buyers and is a perfect starter home for someone looking to make personal touches. The home features an eat-in kitchen with plenty of sunlight and a large living room with French doors, which leads to an enclosed finished porch that could be used in various ways. The second floor is solely dedicated to the spacious primary bedroom. Additional features include ample storage space in the basement, a long driveway for off-street parking, a great flat partially fenced-in yard Perfect for entertaining, and a bonus shed. It is conveniently located close to Swampscott and Historic Salem, with access to public transportation, major highways, and walking trails. Recent improvements: Water heater 2024. The roof and front & back stairs are less than five years old.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,410/mo

Real estate (PITI + HOA + PMI)
$3,087
Principal + interest$2,315
Property tax + insurance$637
PMI / 2nd mortgage$135
Utilities
$408
Heating + cooling$42
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$150
Car insurance + maintenance$150
Other (entertainment)
$158
$3,410/mo TLC
Budget$5,000/mo
Remaining after TLC$1,590/mo
Purchase price
$359,000
Down payment
$17,950 (5%)
Loan amount
$341,050
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Other (See Remarks)
Year built
1964
Lot size
0.11 ac
Stories
0
Heating
Forced Air, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$3,432
MLS #
73238664
County
Essex

At a glance

Basement

Home features

Appliances
Gas Water HeaterRangeRefrigeratorWasherDryer
Interior
Internet Available - Unknown
Exterior
StorageFenced Yard
Community
Public TransportationShoppingParkPublic School
Parking
Off StreetPaved
Flooring
Wood, Tile, Vinyl
Roof
Shingle
Sewer
Public Sewer

Lot features

Cleared, Level

Neighborhood — 01904

MetricThis ZIPCountyUSA
Population20,8146,444,931299,088,112
Population Change Since19909.00%7.00%20.00%
Population Density6,186786
Male10,1823,127,134147,432,321
Female10,6313,317,797151,655,844
Never Married5,0451,612,88563,775,926
Married8,6562,586,314123,120,365
Separated702247,85712,639,686
Widowed1,144363,59415,467,586
Divorced1,323436,88823,075,029
Number Of House Hold7,6532,431,591111,826,380
Average House Hold Size2.682.562.60
Medial Age38.5537.2535.46
Median House Hold Income$62,450$57,698$48,276
Average House Hold Income$68,564$75,023$63,629
P C I$25,328$29,196$24,529
M D I$51,719$48,105$41,133
A T H E$54,269$57,083$50,898
S T R5.00%5.00%
W C J83.65%81.38%77.74%
(Zip) Code
1904

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/15/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.