CCertihomes
89 Essex St, Saugus, MA 01906

$539,900

3 beds 1 baths 1,097 sqft Built 19305 days on marketActive

About this home

Major updates have been made to this inviting cape-style home, including a newer roof, windows, and hot water tank. The first floor features a sun-filled front to back kitchen/dining room, a fireplaced living room with beamed ceilings, and a cozy bedroom that can also be used as an office or a study. Follow the wide stairway up to the second level that includes a full bath and two generous-sized bedrooms with ample closet space. This home has three-zone gas heat and a full heated, unfinished basement with washer and gas dryer. It is within walking distance to Anna Parker Playground and the Northern Strand Trail. It is centrally located with easy access to major highways and public transportation. .

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$4,912/mo

Real estate (PITI + HOA + PMI)
$4,605
Principal + interest$3,482
Property tax + insurance$921
PMI / 2nd mortgage$202
Utilities
$510
Heating + cooling$93
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$150
Car insurance + maintenance$150
Other (entertainment)
$158
$4,912/mo TLC
Budget$5,412/mo
Remaining after TLC$500/mo
Purchase price
$539,900
Down payment
$26,995 (5%)
Loan amount
$512,905
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Cape
Year built
1930
Lot size
0.11 ac
Stories
0
Heating
Central, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$4,745
MLS #
73238860
County
Essex

At a glance

Fireplace
Basement
Dishwasher

Home features

Appliances
Gas Water HeaterRangeDishwasherDisposalRefrigeratorWasherDryerRange Hood
Interior
ClosetEntrance FoyerEntry HallFinish - Cement PlasterFinish - SheetrockInternet Available - Broadband
Exterior
PatioRain GuttersStorageFenced YardStone Wall
Community
Public TransportationShoppingParkWalk/Jog TrailsMedical FacilityLaundromatBike PathHighway AccessHouse of WorshipPublic School
Parking
Paved DriveOff Street
Fireplace
Living Room
Kitchen
ClosetFlooring - VinylGas StovePeninsulaLighting - Overhead
Flooring
Wood, Tile, Vinyl, Carpet, Hardwood, Flooring - Wall to Wall Carpet, Flooring - Vinyl
Roof
Shingle
Sewer
Public Sewer

Neighborhood — 01906

MetricThis ZIPCountyUSA
Population23,3676,444,931299,088,112
Population Change Since19902.00%7.00%20.00%
Population Density2,018786
Male11,2413,127,134147,432,321
Female12,1263,317,797151,655,844
Never Married4,9871,612,88563,775,926
Married10,6382,586,314123,120,365
Separated771247,85712,639,686
Widowed1,616363,59415,467,586
Divorced1,630436,88823,075,029
Number Of House Hold9,0372,431,591111,826,380
Average House Hold Size2.562.562.60
Medial Age42.1737.2535.46
Median House Hold Income$62,239$57,698$48,276
Average House Hold Income$71,588$75,023$63,629
P C I$27,894$29,196$24,529
M D I$51,597$48,105$41,133
A T H E$55,893$57,083$50,898
S T R5.00%5.00%
W C J80.54%81.38%77.74%
(Zip) Code
1906

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 5/16/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.