CCertihomes
21 Shepard St #24, Cambridge, MA 02138

$769,000

2 beds 1 baths 716 sqft Built 19004 days on marketActive

About this home

Conveniently situated in the heart of Cambridge, this rare found two-bedroom unit at Shepard place, half blocks away from Massachusetts Avenue, walk to Harvard Square and Harvard University. The charming second floor 2-bedroom, 1-bath unit offers a delightful blend of comfort and convenience. The larger entry hall serves as an additional room, the luxury of good-sized bedrooms, providing ample space for relaxation and personalization. The kitchen boasts ample cabinets and granite countertops. The updated bathroom features a full-size window and a shower-tub combination. With 9-foot ceilings, replacement windows, and hardwood floors throughout, the unit exudes a sense of spaciousness and warmth. Benefit from private lockable storage. Take advantage of the common laundry and bike storage area on the lower level. Enjoy easy access to a plethora of shops, restaurants, and amenities, making it a walker's paradise with a Walk Score® of 93.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$6,940/mo

Real estate (PITI + HOA + PMI)
$7,309
Principal + interest$4,959
Property tax + insurance$1,558
HOA$504
PMI / 2nd mortgage$288
Utilities
$448
Heating + cooling$87
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$158
$6,940/mo TLC
Budget$7,440/mo
Remaining after TLC$500/mo
Purchase price
$769,000
Down payment
$38,450 (5%)
Loan amount
$730,550
APR
7.2%

Quick facts

Type
Condominium
Style
Year built
1900
Lot size
Stories
1
Heating
Steam
Cooling
None
Water
Public
HOA
$504 / Monthly
Annual tax
$4,077
MLS #
73238950
County
Middlesex

At a glance

Basement
Dishwasher

Home features

Appliances
RangeDishwasherRefrigeratorRange Hood
Community
Public TransportationShoppingParkMedical FacilityHouse of WorshipT-StationUniversity
Kitchen
Flooring - HardwoodCountertops - Stone/Granite/SolidGas Stove
Security
Intercom
Flooring
Tile, Hardwood
Roof
Rubber
Sewer
Public Sewer

Neighborhood — 02138

MetricThis ZIPCountyUSA
Population32,1486,444,931299,088,112
Population Change Since19905.00%7.00%20.00%
Population Density10,463786
Male15,3663,127,134147,432,321
Female16,7823,317,797151,655,844
Never Married15,9191,612,88563,775,926
Married8,2812,586,314123,120,365
Separated2,116247,85712,639,686
Widowed1,032363,59415,467,586
Divorced1,903436,88823,075,029
Number Of House Hold12,6872,431,591111,826,380
Average House Hold Size1.892.562.60
Medial Age29.9437.2535.46
Median House Hold Income$62,981$57,698$48,276
Average House Hold Income$96,355$75,023$63,629
P C I$45,088$29,196$24,529
M D I$52,174$48,105$41,133
A T H E$68,094$57,083$50,898
S T R5.00%5.00%
W C J85.75%81.38%77.74%
(Zip) Code
2138

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/16/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.