CCertihomes
81 Limerick St, Gardner, MA 01440

$369,800

4 beds 2 baths 1,526 sqft Built 18704 days on marketActive

About this home

This perfect owner occupied duplex is an opportunity you don't want to miss! Beautifully renovated as of 2023 with a vacant 2 bedroom unit ready to move in on the first floor. The spacious kitchens are a chef's dream for prep space with custom countertops and storage with an attached pantry. The first floor unit has a brand new tub and shower surround while the second floor features a custom made shower stall. The second floor unit is already rented and ready to provide steady income to the new owner!All major items have already been updated. The property has brand new electric panels, meters, wiring, light fixtures, and hot water tanks. Brand new electric heating system throughout the building. All plumbing and water saving fixtures were recently updated as well. The property also has a newer roof. Coin-op laundry is available in the basement for an extra source of revenue! The property is set back on a wooded lot offering lots of privacy and beautiful nature views.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,441/mo

Real estate (PITI + HOA + PMI)
$3,113
Principal + interest$2,385
Property tax + insurance$589
PMI / 2nd mortgage$139
Utilities
$513
Heating + cooling$95
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$107
Car insurance + maintenance$107
Other (entertainment)
$157
$3,441/mo TLC
Budget$5,000/mo
Remaining after TLC$1,559/mo
Purchase price
$369,800
Down payment
$18,490 (5%)
Loan amount
$351,310
APR
7.2%

Quick facts

Type
Multi Family
Style
Year built
1870
Lot size
0.55 ac
Stories
3
Heating
Electric
Cooling
Water
Public
HOA
Annual tax
$2,337
MLS #
73239011
County
Worcester

At a glance

Basement

Home features

Appliances
RangeMicrowaveRefrigerator
Interior
MudroomSunroomCeiling Fan(s)PantryUpgraded CountertopsBathroom With TubBathroom With Tub & ShowerRemodeledHeated AtticBathroom with Shower StallLiving RoomKitchen
Exterior
Professional Landscaping
Community
Park
Parking
Off Street
Flooring
Vinyl, Carpet
Roof
Shingle
Sewer
Public Sewer

Lot features

Wooded

Neighborhood — 01440

MetricThis ZIPCountyUSA
Population28,6786,444,931299,088,112
Population Change Since19909.00%7.00%20.00%
Population Density1,056786
Male14,7643,127,134147,432,321
Female13,9153,317,797151,655,844
Never Married5,8861,612,88563,775,926
Married11,2492,586,314123,120,365
Separated1,669247,85712,639,686
Widowed1,828363,59415,467,586
Divorced2,456436,88823,075,029
Number Of House Hold10,9142,431,591111,826,380
Average House Hold Size2.522.562.60
Medial Age37.3137.2535.46
Median House Hold Income$47,640$57,698$48,276
Average House Hold Income$55,220$75,023$63,629
P C I$22,403$29,196$24,529
M D I$40,690$48,105$41,133
A T H E$46,651$57,083$50,898
S T R5.00%5.00%
W C J80.01%81.38%77.74%
(Zip) Code
1440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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MLSPIN

Listing information last refreshed 5/16/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.