CCertihomes
22 Pearl St, Westfield, MA 01085

$349,900

5 beds 2 baths 2,719 sqft Built 18904 days on marketActive

About this home

Welcome home to 22 Pearl Street, a spacious Westfield gem perfect for someone in need of plenty of sleep space or someone looking to invest in a college town! Step into the naturally bright first floor, complete with a charming dining area, a relaxing, roomy living space, and of course, an attractive, remodeled kitchen. Further in you’ll find FIVE (yes, five!) ample bedrooms, with space available on the third floor for even more. With over 2, 700 square feet of living space, you’ll never run out of room! The home boasts newer (2017) windows, plumbing, electrical, first floor furnace and the water tank. A slate roof is ready to last for many years! 22 Pearl presents a unique opportunity for the right owners. Could that be you?! Did I mention the wrap around farmers porch and the 2+ car detached garage? Do forget to hit the V and watch the video tour.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,553/mo

Real estate (PITI + HOA + PMI)
$3,189
Principal + interest$2,256
Property tax + insurance$802
PMI / 2nd mortgage$131
Utilities
$559
Heating + cooling$118
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$112
Car insurance + maintenance$112
Other (entertainment)
$157
$3,553/mo TLC
Budget$5,000/mo
Remaining after TLC$1,447/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Colonial, Antique
Year built
1890
Lot size
0.19 ac
Stories
0
Heating
Forced Air, Natural Gas
Cooling
None
Water
Public
HOA
Annual tax
$4,506
MLS #
73239026
County
Hampden

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
RangeDishwasherMicrowaveRefrigerator
Exterior
Porch
Community
Public TransportationShoppingParkWalk/Jog Trails
Parking
DetachedStorageWorkshop in GarageOff Street
Flooring
Tile, Hardwood
Roof
Slate
Sewer
Public Sewer

Lot features

Level

Neighborhood — 01085

MetricThis ZIPCountyUSA
Population39,5826,444,931299,088,112
Population Change Since19906.00%7.00%20.00%
Population Density639786
Male19,2913,127,134147,432,321
Female20,2913,317,797151,655,844
Never Married10,1031,612,88563,775,926
Married16,0182,586,314123,120,365
Separated1,322247,85712,639,686
Widowed2,260363,59415,467,586
Divorced2,867436,88823,075,029
Number Of House Hold14,6332,431,591111,826,380
Average House Hold Size2.542.562.60
Medial Age35.2837.2535.46
Median House Hold Income$50,974$57,698$48,276
Average House Hold Income$59,156$75,023$63,629
P C I$22,967$29,196$24,529
M D I$43,058$48,105$41,133
A T H E$48,743$57,083$50,898
S T R5.00%5.00%
W C J79.36%81.38%77.74%
(Zip) Code
1085

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →
MLSPIN

Listing information last refreshed 5/16/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.