CCertihomes
6 Ham Hill Road, Southwick, MA 01077

$330,000

3 beds 1 baths 984 sqft Built 19555 days on marketActive

About this home

Well maintained home situated on just shy of 1.5 acres located in a desirable part of town. There is a large two car detached garage (roughly 8-10 yrs old) with electric. Roughly 400 sq ft of finished basement. Town lists as 3 bedroom however 3rd bedroom is more like a small office. No dishwasher. Additional (16x20) shed with power. Beautiful creek and foot bridge in back yard with groomed trail. Hardwood in living room+office. Oil tank is roughly 7 yr old. Granite counter tops (4yrs old) in kitchen. Roof roughly 20 yrs. Chimney repaired 1-2 yrs ago. Drainage system installed in back yard to prevent water from hitting driveway/house. BRAND new septic tank installed this year after Title V inspection was conducted. An additional roughly 400 sq. ft. of finished basement considered a family room.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.2% APR.

Your estimated payment
$3,203/mo

Real estate (PITI + HOA + PMI)
$2,905
Principal + interest$2,128
Property tax + insurance$653
PMI / 2nd mortgage$124
Utilities
$419
Heating + cooling$48
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$109
Car insurance + maintenance$109
Other (entertainment)
$157
$3,203/mo TLC
Budget$5,000/mo
Remaining after TLC$1,797/mo
Purchase price
$330,000
Down payment
$16,500 (5%)
Loan amount
$313,500
APR
7.2%

Quick facts

Type
Single Family Residence
Style
Ranch
Year built
1955
Lot size
1.46 ac
Stories
0
Heating
Forced Air, Oil
Cooling
Ductless
Water
Public
HOA
Annual tax
$3,800
MLS #
73239028
County
Hampden

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
Water HeaterRangeRefrigerator
Exterior
PorchDeckSprinkler System
Community
Walk/Jog TrailsGolfLaundromatBike PathConservation Area
Parking
DetachedPaved DrivePaved
Flooring
Hardwood
Roof
Shingle
Sewer
Private Sewer

Lot features

Wooded, Gentle Sloping

Schools

Elementary
Woodland
Middle
Powder Mill

Neighborhood — 01077

MetricThis ZIPCountyUSA
Population7,6886,444,931299,088,112
Population Change Since199021.00%7.00%20.00%
Population Density245786
Male3,8113,127,134147,432,321
Female3,8773,317,797151,655,844
Never Married1,3041,612,88563,775,926
Married3,7982,586,314123,120,365
Separated163247,85712,639,686
Widowed331363,59415,467,586
Divorced621436,88823,075,029
Number Of House Hold2,9272,431,591111,826,380
Average House Hold Size2.622.562.60
Medial Age38.5837.2535.46
Median House Hold Income$59,818$57,698$48,276
Average House Hold Income$60,682$75,023$63,629
P C I$23,200$29,196$24,529
M D I$49,563$48,105$41,133
A T H E$49,878$57,083$50,898
S T R5.00%5.00%
W C J77.21%81.38%77.74%
(Zip) Code
1077

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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MLSPIN

Listing information last refreshed 5/16/2024. Provided courtesy of the listing office via MLSPIN. Information deemed reliable but not guaranteed.