CCertihomes
23 12th, Providence, RI 02906

$865,000

6 beds 2 baths Built 1930Active

About this home

Fantastic, oversized two-family home in the Summit Neighborhood of the East Side, located a stone's throw away from Hope Street and the Blackstone Boulevard. Each floor offers 3 bedrooms and 1 bath, very large double parlors, and cosy yet spacious eat-in galley kitchens in the back. The owner's unit on the second floor has an updated kitchen that was fully redone shortly after purchase. The first-floor unit has been a rental and is currently leased for $2, 100 per month. In the basement, you will find two sets of laundry and two oversized storage spaces for each unit. The attic is also spacious, and a perfect storage area - and potentially an area of added value by turning the second-floor unit into a townhome. Outside, you will find a long driveway and a two-car garage, as well as a lovely brick patio, perfect for gardening and barbecuing. Do not miss this opportunity. Note: the pictures of the first-floor unit were taken before the current tenants moved in.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,668/mo

Real estate (PITI + HOA + PMI)
$5,706
Principal + interest$3,923
Property tax + insurance$1,459
PMI / 2nd mortgage$324
Utilities
$2,058
Heating + cooling$876
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$162
Car insurance + maintenance$162
Other (entertainment)
$140
$6,668/mo TLC
Budget$7,168/mo
Remaining after TLC$500/mo
Purchase price
$865,000
Down payment
$43,250 (5%)
Loan amount
$821,750
APR
4%

Quick facts

Type
Rental
Style
Year built
1930
Lot size
0.12 ac
Stories
4
Heating
Natural Gas, Oil, Baseboard, Steam
Cooling
None
Water
Connected, Municipal
HOA
Annual tax
$6,244
MLS #
1359325
County
Providence

At a glance

Basement
Garage (2)
Dishwasher

Home features

Appliances
Gas Water HeaterDishwasherDryerOven/RangeRefrigeratorWasher
Interior
AtticAttic StairsAttic StorageStairsWalls: CeramicDry WallPlasterPlumbing: MixedInsulation: Unknown
Parking
Detached
Fireplace
None
Flooring
Ceramic Tile, Hardwood, Laminate
Sewer
Connected, Public Sewer

Neighborhood — 02906

MetricThis ZIPCountyUSA
Population27,4391,095,423299,088,112
Population Change Since19905.00%9.00%20.00%
Population Density8,328994
Male12,990529,266147,432,321
Female14,449566,157151,655,844
Never Married11,048266,40463,775,926
Married8,753435,678123,120,365
Separated1,02143,64212,639,686
Widowed1,50766,66815,467,586
Divorced1,75683,84323,075,029
Number Of House Hold12,165410,399111,826,380
Average House Hold Size2.072.562.60
Medial Age32.6337.2735.46
Median House Hold Income$50,835$47,553$48,276
Average House Hold Income$89,945$61,609$63,629
P C I$41,852$23,965$24,529
M D I$43,123$40,634$41,133
A T H E$63,958$49,940$50,898
S T R7.00%7.00%
W C J84.35%78.02%77.74%
(Zip) Code
2906

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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RI & State Wide MLS

Listing information last refreshed 5/16/2024. Provided courtesy of the listing office via RI & State Wide MLS. Information deemed reliable but not guaranteed.

23 12th · Providence — $865,000 · Certihomes